8695 W Lk Ruby Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 8695 W Lk Ruby Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 2014
Square Footage	9,376 sqft Gross Area
Lot Size	1.96 acres
Garage	17,200 sqft
Last Sale	$1,952,500 (2018)
Tax Bill	$19,366.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-13-000000-032020`
Alternative APNs	`132926000000032020` `32926000`

Interior

Units	2 Units
Building Area	9,376 sqft Gross Area
1st Floor	9,376 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Fire Resistance Class	Specialized buildings that do not fit in any of the above categories.
Lot Area	85,626 sqft
Garage Area	17,200 sqft Garage
Canopy Area	128 sqft Canopy

Location & Zoning

Street Address	8695 W LAKE RUBY DR
City	WINTER HAVEN
State	FL
Zip	33884-3116
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	S 358 FT OF E 347 FT OF NW1/4 BEING MORE PART DESC AS FOLL COMM SE COR OF NW 1/4 THENCE N ALONG E BNDRY OF SAID NW1/4 540 FT N89-57-16W 20 FT TO WLY R/W OF LAKE RUBY DR (CR 540-A) SECTION 16080 THENCE ALONG SAID R/W S 182 FT TO POB CONT S 239.92 FT T
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	MANDOLIN
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	1
Census Block	1009
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-13-000000-032020

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 290589, WETHERSFIELD, CT 06129-0589
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Prior Sale	Sep 04, 2013 · Amount on Record
Deed Doc Number	2018262149
Deed Book / Page	10701 / 1725
Record Refreshed	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 19, 2018
Property Address	8695 W LAKE RUBY DR, WINTER HAVEN, FL 33884-3116
Document Number	0107011725
Book / Page	010701 / 001725
Instrument Date	Dec 14, 2018
Instrument	262149
Transaction Type	Transfer
Record Updated	Jan 08, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$13,667.50
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	312 MURPHY RD HARTFORD CT 061142127, HARTFORD, CT 06114-2127

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,366.00 (+0.6%)	$1,018,046 (+0.79%) Land $342,496 Building $675,550	$1,018,046 (+0.79%) Land $342,496 Building $675,550
2024	$19,251.00 (-6.09%)	$1,010,027 (-5.13%) Land $342,496 Building $667,531	$1,010,027 (-5.13%) Land $342,496 Building $667,531
2023	$20,500.00 (+0.75%)	$1,064,600 (+1.7%) Land $316,809 Building $747,791	$1,064,600 (+1.7%) Land $316,809 Building $747,791
2022	$20,347.00	$1,046,827 Land $316,809 Building $730,018	$1,046,827 Land $316,809 Building $730,018

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.