101 W Lk Ruby Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 101 W Lk Ruby Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1973
Square Footage1,134 sqft Living Area
Lot Size8,455 sqft (0.194 acres)
OccupancyOwner Occupied
Last Sale$189,900 (2022)
Tax Bill$1,413.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-000000-034230
Alternative APNs
  • 072927000000034230
  • 72927000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,134 sqft Living Area
1st Floor1,134 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialOther Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area8,455 sqft (0.194 acres)
Depth X Width107 ft x 79 ft Depth x Width
Garage TypeCarport Garage
Garage Area391 sqft Garage
CarportCarport
Carport Area391 sqft Carport
Shed1 Shed
Patio Area160 sqft Patio

Location & Zoning

Street Address101 W LAKE RUBY DR
CityWINTER HAVEN
StateFL
Zip33884-3134
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG NW COR OF SEC RUN S 1830.8 FT E 25 FT TO POB CONT E 107 FT N 79 FT W 107 FT S 79 FT TO POB BEING TRACT 27 OF UNREC SO SEC OF HAVEN GROVE MANOR
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionHAVEN GROVE MANOR
Legal Tract27
Legal Block1
Legal Lot Number27
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1040
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-000000-034230

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address101 W LAKE RUBY DR, WINTER HAVEN, FL 33884-3134
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 24, 2022 · Amount on Record
Deed SaleMay 24, 2022 · Amount on Record
Prior SaleMar 05, 1998 · Amount on Record
Deed Doc Number2022142191
Deed Book / Page12267 / 559
Prior Transfer DateDec 22, 2009
Prior Transfer Doc0000008800
Record RefreshedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 24, 2022
Property Address101 W LAKE RUBY DR, WINTER HAVEN, FL 33884-3134
Document Number0000142191
Book / Page12267 / 559
Instrument DateMay 20, 2022
Instrument2022142191
Transaction TypeTransfer
Record UpdatedJun 07, 2022
Title CompanyALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,329.30
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6039 CYPRESS GARDENS BLVD, 6039, WINTER HAVEN, FL 33884-4115

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 W LAKE RUBY DR, WINTER HAVEN, FL 33884-3134

Mortgage

Document Number0012267560
DateMay 24, 2022
Instrument12267/560
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,413.00 (-20.03%) Homeowner's exemption$149,546 (+8.16%)$173,990 (+25.84%) Land $31,000 Building $142,990
2023$1,767.00 (-14.56%) Homeowner's exemption$138,268 (-13.07%) Land $30,000 Building $108,268$138,268 (-13.07%) Land $30,000 Building $108,268
2022$2,068.00$159,064 Land $22,278 Building $136,786$159,064 Land $22,278 Building $136,786

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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