103 W Lk Ruby Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 103 W Lk Ruby Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1973
Square Footage	1,120 sqft Living Area
Lot Size	8,455 sqft (0.194 acres)
Last Sale	$101,000 (2005)
Tax Bill	$1,868.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-29-07-000000-034220`
Alternative APNs	`072927000000034220` `72927000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,120 sqft Living Area
1st Floor	952 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	8,455 sqft (0.194 acres)
Depth X Width	107 ft x 79 ft Depth x Width
Shed	1 Shed
Porch Area	268 sqft Porch
Utility Building	112 sqft Utility Building

Location & Zoning

Street Address	103 W LAKE RUBY DR
City	WINTER HAVEN
State	FL
Zip	33884-3134
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG NW COR OF SEC RUN S 1909.8 FT E 25 FT TO POB RUN E 107 FT N 79 FT W 107 FT S 79 FT TO POB BEING TRACT 26 OF UNREC SO SEC OF HAVEN GROVE MANOR
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	HAVEN GROVE MANOR
Legal Tract	26
Legal Block	1
Legal Lot Number	26
Jurisdiction	POLK FL
Minor Civil Division	LAKE WALES
Census Blockgroup	1
Census Block	1040
Census Tract	14401

Owner

Source: Polk County records · APN 27-29-07-000000-034220

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5047 VARTY RD, WINTER HAVEN, FL 33884-3130
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2005 · Amount on Record
Deed Sale	Oct 03, 2005 · Amount on Record
Prior Sale	Nov 19, 1998 · Amount on Record
Deed Doc Number	2005239979
Deed Book / Page	6422 / 1738
Last Transfer Date	Nov 16, 2022
Transfer Doc	0000305695
Record Refreshed	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Nov 23, 2022
Property Address	103 W LAKE RUBY DR, WINTER HAVEN, FL 33884-3134
Document Number	0000305695
Book / Page	12494 / 822
Instrument Date	Nov 16, 2022
Instrument	2022305695
Transaction Type	Transfer
Record Updated	Dec 07, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5047 VARTY RD, 5047, WINTER HAVEN, FL 33884-3130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5047 VARTY RD, WINTER HAVEN, FL 33884-3130

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,868.00 (-8.66%)	$128,052 (-6.39%)	$168,210 (+22.96%) Land $31,000 Building $137,210
2023	$2,045.00 (+0.99%)	$136,800 (-7.9%) Land $30,000 Building $106,800	$136,800 (-7.9%) Land $30,000 Building $106,800
2022	$2,025.00	$148,529 Land $22,278 Building $126,251	$148,529 Land $22,278 Building $126,251

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.