869 Whispering Winds Ln, Chico, CA 95928 Property Records

Butte County property record for 869 Whispering Winds Ln, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,956 sqft · built 2014
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,565 (2025)
Deeds & Mortgages	Jan 2019 Sale Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-130-011-000`

Property Details

APN / Parcel Number

Primary APN	`018-130-011-000`
Alternative APNs	`011880011000` `018-130-011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,956 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	845 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	018-130-011
Street Address	869 WHISPERING WINDS LN
City	CHICO
State	CA
Zip	95928-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 ROLLING HILLS @ CANYON OAKS SUB PH 3
Legal Subdivision	CANYON OAKS SUB PH 3
Legal Lot Number	11
Jurisdiction	BUTTE CA
Township / Civil Division	PARADISE
Census Block Group	1
Census Block	1043
Census Tract	1602

Owner

869 Whispering Winds Ln is owned and occupied by two individuals who acquired it in May 2025.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	869 WHISPERING WINDS LN, CHICO, CA 95928-4040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2019	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF WEST
Oct 15, 2018	Quit Claim Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025
Deed Sale	May 27, 2025
Prior Sale	Jan 29, 2019 · Amount on File
Deed Document Number	202513683
Record Updated	Oct 29, 2026

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 29, 2019
Property Address	869 WHISPERING WINDS LN, CHICO, CA 95928-4040
Document Number	0000006871
Instrument Date	Jan 24, 2019
Instrument	6871
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$1,067.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	869 WHISPERING WINDS LN CHICO CA 959284040, CHICO, CA 95928-4040

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	869 WHISPERING WINDS LN, CHICO, CA 95928-4040
Document Number	0000039032
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	869 WHISPERING WINDS LN CHICO CA 959284040, CHICO, CA 95928-4040

Mortgage

Document Number	0000039032
Date	Nov 26, 2018
Instrument	39032

Lender

Name	BANK OF WEST
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Oct 15, 2018
Property Address	869 WHISPERING WINDS LN, CHICO, CA 95928-4040
Document Number	0000035296
Instrument Date	Oct 11, 2018
Instrument	35296
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	MID VALLEY TITLE AND ESCROW COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	869 WHISPERING WINDS LN CHICO CA 959284040, CHICO, CA 95928-4040

Tax Assessment & Valuation

The 2025 property tax bill for 869 Whispering Winds Ln was $12,565.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,290,300 (+18.35%) Land $382,500 Building $907,800
2025	$12,565.00	$1,090,209 Land $306,766 Building $783,443
2024			$1,217,880
2023	$11,576.00 (+1.6%)	$1,040,033 Land $294,854 Building $745,179
2022	$11,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 869 Whispering Winds Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 869 Whispering Winds Ln is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: DigitalPath.

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