Butte County property record for 861 Whispering Winds Ln, Chico, CA 95928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,487 sqft · built 2004 |
| Lot Size | 0.479 acres (20,908 sqft) |
| Owner | Individual Name on File |
| Last Sale | $950,000 (Jun 2021) |
| Tax Bill | $12,535 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-130-013-000 |
| Primary APN | 018-130-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,487 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Lot Area | 20,908 sqft (0.479 acres) |
| Garage Type | Attached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 011880013000 |
|---|---|
| Street Address | 861 WHISPERING WINDS LN |
| City | CHICO |
| State | CA |
| Zip | 95928-4040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 ROLLING HILLS @ CANYON OAKS SUB PH 3 |
| Legal Subdivision | CANYON OAKS SUB |
| Legal Lot Number | 13 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | PARADISE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 1602 |
Source: Butte County assessment roll, APN 018-130-013-000, as of July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 861 WHISPERING WINDS LN, CHICO, CA 95928-4040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2021 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Aug 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2021 · Amount on Record |
| Deed Sale | Jun 09, 2021 · Amount on Record |
| Prior Sale | Jul 11, 2005 |
| Deed Document Number | 2021-0026306 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Jun 09, 2021 |
| Property Address | 861 WHISPERING WINDS LN, CHICO, CA 95928-4040 |
| Document Number | 0000026306 |
| Map Reference | MB 154 PG 24-31 |
| Instrument Date | Jun 09, 2021 |
| Instrument | 2021-0026306 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | MID VALLEY TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 861 WHISPERING WINDS LN, CHICO, CA 95928-4040 |
| Document Number | 0000026307 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 2021-0026307 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 861 WHISPERING WINDS LN, CHICO, CA 95928-4040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 861 WHISPERING WINDS LN, CHICO, CA 95928-4040 |
| Document Number | 0000052388 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020-0052388 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.54% |
| Type Change Date | Jan 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.54% |
| Index | Prime Rate |
| Max Rate | 8.54% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 861 WHISPERING WINDS LN, CHICO, CA 95928-4040 |
| Document Number | 0000035318 |
| Instrument Date | Aug 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 861 WHISPERING WINDS LN CHICO CA 959284040, CHICO, CA 95928-4040 |
| Document Number | 0000035318 |
|---|---|
| Date | Aug 07, 2019 |
| Instrument | 35318 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1908 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2049 |
Source: Butte County assessment roll as of July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,535.00 (+14.75%) Homeowner's exemption | $1,094,609 (+10.75%) Land $205,661 Building $888,948 |
| 2023 | $10,924.00 (+1.62%) Homeowner's exemption | $988,380 Land $197,676 Building $790,704 |
| 2022 | $10,750.00 |
Source: FEMA National Flood Hazard Layer, Butte County (06007C), as of June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060070016021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | High above 84% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 51 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: DigitalPath.
Source: EPA Safe Drinking Water Information System, water system CA0410002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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