869 Vance Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 869 Vance Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,308 sqft · built 1973
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jun 2018)
Tax Bill	$3,800 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-26-76-713-18`

Property Details

APN / Parcel Number

Primary APN	`28-37-26-76-713-18`
Alternative APNs	`28-37-26-76-00713.0-0018.00` `2835286`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,642 sqft
1st Floor Area	1,308 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	127 ft deep x 100 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	286 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	24 sqft
Deck Area	392 sqft
Patio Area	44 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2835286
Street Address	869 VANCE CIR NE
City	PALM BAY
State	FL
Zip	32905-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 43 LOT 18 BLK 713
Legal Range	37E
Legal Township	28S
Legal Section	26
Legal Subdivision	PORT MALABAR UNIT 43
Legal Block	713
Legal Lot Number	18
Legal Unit	43
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65201

Owner

869 Vance Cir NE is owned and occupied by two individuals who bought it in June 2018.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	869 VANCE CIR NE, PALM BAY, FL 32905-5415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Feb 19, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 1, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Feb 2, 2012 · Amount on File
Deed Document Number	2018123899
Deed Book / Page	8179 / 970
Prior Transfer Date	Feb 6, 2015
Prior Transfer Doc	0073061400
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	869 VANCE CIR NE, PALM BAY, FL 32905-5415
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 VANCE CIR NE, PALM BAY, FL 32905-5415

Mortgage

Document Number	0095740482
Date	Aug 1, 2022
Book Page	9574/482
Instrument	2022188680

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jul 25, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	869 VANCE CIR NE, PALM BAY, FL 32905-5415
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 VANCE CIR NE, PALM BAY, FL 32905-5415

Mortgage

Document Number	0090611939
Date	Mar 24, 2021
Book Page	9061/1939
Instrument	2021074228

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	869 VANCE CIR NE, PALM BAY, FL 32905-5415
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 VANCE CIR NE, PALM BAY, FL 32905-5415

Mortgage

Document Number	0083711018
Date	Feb 19, 2019
Book Page	8371/1018
Instrument	2019034051

Lender

Name	PNC BANK NA
Type	Bank
Address	PALM BAY, FL 32905

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	444 Months
Due	Feb 6, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 1, 2018
Property Address	869 VANCE CIR NE, PALM BAY, FL 32905-5415
Document Number	0081790970
Book / Page	008179 / 000970
Instrument Date	Jun 1, 2018
Instrument	123899
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	175 EISENHAUER RD LAKE ARIEL PA 184364051, LAKE ARIEL, PA 18436-4051

Mortgage

Document Number	81790971
Date	Jun 1, 2018
Book Page	008179/000971
Instrument	123900

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 869 Vance Cir NE was $3,800 with a homeowner's exemption, up 2.4% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,770 (+2.7%)	$296,450 (-0.22%)
2025	$3,800.00 (+2.4%) Homeowner's exemption	$248,080	$297,110
2024	$3,711.00 (+2.26%)
2023	$3,629.00 (+3.45%) Homeowner's exemption	$234,070 (+3%)	$318,290 (+3.53%) Land $100,000 Building $218,290
2022	$3,508.00 Homeowner's exemption	$227,260	$307,440 Land $100,000 Building $207,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 869 Vance Cir NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1994–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 869 Vance Cir NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

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