876 Vance Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 876 Vance Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,722 sqft · built 1972
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,900 (Nov 2021)
Tax Bill	$3,820 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-37-26-76-711-8`

Property Details

APN / Parcel Number

Primary APN	`28-37-26-76-711-8`
Alternative APNs	`28-37-26-76-00711.0-0008.00` `2835245`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,722 sqft Living Area
Gross Area	1,810 sqft
1st Floor Area	1,722 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	134 ft deep x 124 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Florida Room
Porch Area	242 sqft
Deck Area	351 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2835245
Street Address	876 VANCE CIR NE
City	PALM BAY
State	FL
Zip	32905-5498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 43 LOT 8 BLK 711
Legal Range	37E
Legal Township	28S
Legal Section	26
Legal Subdivision	PORT MALABAR UNIT 43
Legal Block	711
Legal Lot Number	8
Legal Unit	43
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1011
Census Tract	65201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	876 VANCE CIR NE, PALM BAY, FL 32905-5498
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 2, 2018	Warranty Deed, Transfer FEDERAL TITLE, FEDERAL TITLE INS AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	2021300334
Deed Book / Page	9327 / 1485
Prior Transfer Date	Jul 2, 2012
Prior Transfer Doc	0066392106
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 16, 2021
Property Address	876 VANCE CIR NE, PALM BAY, FL 32905-5498
Document Number	0093271485
Book / Page	9327 / 1485
Map Reference	MB 21 PG 132&133
Instrument Date	Nov 12, 2021
Instrument	2021300334
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FEDERAL TITLE, FEDERAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,239.30
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1402 GLENEAGLES CIR, 1402, ROCKLEDGE, FL 32955-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 VANCE CIR NE, PALM BAY, FL 32905-5498

Mortgage

Document Number	93271487
Date	Nov 16, 2021
Instrument	9327/1487

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 2, 2018
Property Address	876 VANCE CIR NE, PALM BAY, FL 32905-5498
Document Number	0082752562
Book / Page	008275 / 002562
Instrument Date	Sep 28, 2018
Instrument	220629
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	FEDERAL TITLE, FEDERAL TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$781.90
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7058 RED BAY CT MELBOURNE FL 329407980, MELBOURNE, FL 32940-7980

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,970 (-0.89%)	$246,970 (-0.89%)
2025	$3,820.00 (-4.43%) Homeowner's exemption	$249,190 (-0.56%)	$249,190 (-0.56%)
2024	$3,997.00 (+1.6%)
2023	$3,934.00 (-6.44%) Homeowner's exemption	$250,590 (+12.89%) Land $35,000 Building $215,590	$250,590 (+12.89%) Land $35,000 Building $215,590
2022	$4,205.00	$221,970 Land $35,000 Building $186,970	$221,970 Land $35,000 Building $186,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1994–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

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