865 Vance Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 865 Vance Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,282 sqft · built 1972
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Trust Names on File
Last Sale	$279,000 (Jan 2018)
Tax Bill	$4,672 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-26-76-713-17`

Property Details

APN / Parcel Number

Primary APN	`28-37-26-76-713-17`
Alternative APNs	`28-37-26-76-00713.0-0017.00` `2835285`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	2,155 sqft
1st Floor Area	1,282 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	131 ft deep x 99 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	312 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	330 sqft
Patio Area	36 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2835285
Street Address	865 VANCE CIR NE
City	PALM BAY
State	FL
Zip	32905-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 43 LOT 17 BLK 713
Legal Range	37E
Legal Township	28S
Legal Section	26
Legal Subdivision	PORT MALABAR UNIT 43
Legal Block	713
Legal Lot Number	17
Legal Unit	43
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65201

Owner

865 Vance Cir NE is owner-occupied and held in a trust since October 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	865 VANCE CIR NE, PALM BAY, FL 32905-5415
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIED MORTGAGE GROUP INC
May 21, 2021	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Oct 28, 2019	Warranty Deed, Transfer STATE TITLE PARTNERS LLP, STATE TITLE PTRS LLP
Jan 3, 2018	Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on File
Deed Sale	Jan 3, 2018 · Amount on File
Prior Sale	Aug 25, 2015
Deed Document Number	20181172
Last Transfer Date	Oct 16, 2025
Transfer Doc	0104601541
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Oct 21, 2025
Property Address	865 VANCE CIR NE, PALM BAY, FL 32905-5415
Document Number	0104601541
Book / Page	10460 / 1541
Map Reference	MB 21 PG 132&133
Instrument Date	Oct 16, 2025
Instrument	2025211703
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	865 VANCE CIR NE, PALM BAY, FL 32905-5415

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	865 VANCE CIR NE, PALM BAY, FL 32905-5415

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	865 VANCE CIR NE, PALM BAY, FL 32905-5415
Transaction Type	Mortgage
Record Updated	Jul 13, 2023
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 VANCE CIR NE, PALM BAY, FL 32905-5415

Mortgage

Document Number	0090122379
Date	Feb 11, 2021
Book Page	9012/2379
Instrument	2021034344

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	865 VANCE CIR NE, PALM BAY, FL 32905-5415
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 VANCE CIR NE, PALM BAY, FL 32905-5415

Mortgage

Document Number	0091301873
Date	May 21, 2021
Book Page	9130/1873
Instrument	2021132674

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	169 Months
Due	Jun 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 28, 2019
Property Address	865 VANCE CIR NE, PALM BAY, FL 32905-5415
Document Number	0085732455
Book / Page	008573 / 002455
Instrument Date	Oct 25, 2019
Instrument	235095
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	STATE TITLE PARTNERS LLP, STATE TITLE PTRS LLP

Transaction

Amount	Amount on Record
Tax	$1,015.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	865 VANCE CIR NE PALM BAY FL 329055415, PALM BAY, FL 32905-5415

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 3, 2018
Property Address	865 VANCE CIR NE, PALM BAY, FL 32905-5415
Document Number	0080612467
Book / Page	008061 / 002467
Instrument Date	Dec 28, 2017
Instrument	1172
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	865 VANCE CIR NE PALM BAY FL 329055415, PALM BAY, FL 32905-5415

Mortgage

Document Number	80612469
Date	Jan 3, 2018
Book Page	008061/002469
Instrument	1173

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 865 Vance Cir NE was $4,672, up 2.3% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,360 (+2.7%)	$329,440 (-0.36%)
2025	$4,672.00 (+2.32%) Homeowner's exemption	$296,360 (+2.9%)	$330,630 (-5.58%)
2024	$4,566.00 (+2.12%) Homeowner's exemption	$288,010 (+3%)	$350,160 (-9.49%) Land $100,000 Building $250,160
2023	$4,471.00 (+77.56%) Homeowner's exemption	$279,630 (+60.49%)	$386,860 (+36.3%) Land $100,000 Building $286,860
2022	$2,518.00 Homeowner's exemption	$174,240	$283,820 Land $100,000 Building $183,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 865 Vance Cir NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1994–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Vance Cir NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

Nearby Properties on Vance Cir NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures