865 Reflections Loop E, Winter Haven, FL 33884 Property Records

Polk County property record for 865 Reflections Loop E, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,545 sqft Living Area
Lot Size	8,050 sqft (0.185 acres)
Garage	Attached, 440 sqft
Last Sale	$290,000 (2024)
Tax Bill	$2,992.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687514-000532`
Alternative APNs	`122926687514000532` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,545 sqft Living Area
Gross Area	1,985 sqft Gross Area
1st Floor	1,545 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	8,050 sqft (0.185 acres)
Depth X Width	115 ft x 70 ft Depth x Width
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Porch Area	40 sqft Porch

Location & Zoning

Street Address	865 REFLECTIONS LOOP E
City	WINTER HAVEN
State	FL
Zip	33884-3568
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REFLECTIONS EAST PHASE TWO PB 109 PG 6 LOT 54 & S 5 FT OF LOT 53
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	REFLECTIONS EAST PHASE TWO
Legal Phase	2
Legal Tract	687514
Legal Block	2
Legal Lot Number	54,53
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2018
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-12-687514-000532

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	186 MORNING DEW CT, WINTER HAVEN, FL 33884-4128
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Jun 29, 2015 · Amount on Record
Deed Doc Number	2024114759
Deed Book / Page	13119 / 1682
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,992.00 (+80.68%) Homeowner's exemption	$203,499 (+55.88%)	$231,723 (+0.23%) Land $39,000 Building $192,723
2023	$1,656.00 (-54.24%) Homeowner's exemption	$130,548 (-39.02%)	$231,197 (+7.99%) Land $38,000 Building $193,197
2022	$3,619.00	$214,086 Land $32,000 Building $182,086	$214,086 Land $32,000 Building $182,086

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.