Tate County property record for 831 Dougherty St, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,224 sqft · built 1955 |
| Lot Size | 0.093 acres (4,057 sqft) |
| Owner | Company Name on File |
| Last Sale | $69,160 (Mar 2023) |
| Tax Bill | $1,128 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039N02 0000100 |
| Primary APN | 039N02 0000100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,224 sqft Finished Area |
| 1st Floor Area | 1,178 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,057 sqft (0.093 acres) |
| Street Address | 831 DOUGHERTY ST |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 296 PT 1 1941 EXT & PT PT LOT 8 MORMAN S/D 831 DOUGHT COLDWATER |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Subdivision | MORMAN S/D |
| Legal Lot Number | 8,296 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 950301 |
831 Dougherty St is owned by a company that bought it in March 2023.
Source: Tate County records, as of August 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 60080 FOWLKES RD, AMORY, MS 38821-9126 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage FIRST SECURITY BANK |
| Apr 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF MISSISSIPPI |
| Jul 15, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK |
| Jul 15, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK |
| Jun 17, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST SECURITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on File |
| Deed Sale | Mar 30, 2023 · Amount on File |
| Prior Sale | Dec 30, 2021 |
| Deed Book / Page | 2023 / 975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 831 DOUGHERTY ST, COLDWATER, MS 38618-9707 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02026/2143 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 2026/2143 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Feb 10, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 831 DOUGHERTY ST, COLDWATER, MS 38618-9707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02024/3817 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 2024/3817 |
| Name | BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Mar 25, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 831 DOUGHERTY ST, COLDWATER, MS 38618-9707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022/11765 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 2022/11765 |
| Name | FIRST SECURITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Aug 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 831 DOUGHERTY ST, COLDWATER, MS 38618-9707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022/11777 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 2022/11777 |
| Name | FIRST SECURITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Aug 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Jun 17, 2021 |
| Property Address | 831 DOUGHERTY ST, COLDWATER, MS 38618-9707 |
| Document Number | 02021/2299 |
| Book / Page | 2021 / 2299 |
| Instrument Date | Jun 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6400 PRICHARD RD, TUNICA, MS 38676-9677 |
| Document Number | 0202111166 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021/11166 |
| Name | FIRST SECURITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 831 Dougherty St was $1,128.
Source: Tate County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Municipality | Coldwater Town |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,128.00 | $7,249 Land $961 Building $6,288 | $48,329 Land $6,409 Building $41,920 |
| 2023 | $905.00 | $5,508 Land $961 Building $4,547 | $36,722 Land $6,409 Building $30,313 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 831 Dougherty St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 831 Dougherty St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLDWATER serves 1,381 people · EPA ID MS0690002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2011 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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