869 Chamberlin Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 869 Chamberlin Trl, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,987 sqft · built 2004
Lot Size	0.217 acres (9,452 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2018)
Tax Bill	$6,177 (2025)
Deeds & Mortgages	Sep 2018 Sale May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-26-30-0047-0001-1520`

Property Details

APN / Parcel Number

Primary APN	`14-26-30-0047-0001-1520`
Alternative APNs	`263014004700011520` `124253`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,987 sqft Living Area
Gross Area	2,929 sqft
1st Floor Area	1,987 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,452 sqft (0.217 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	869 CHAMBERLIN TRL
City	SAINT CLOUD
State	FL
Zip	34772-7749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	INDIAN LAKES PHASE 4 PB 16 PG 51 LOT 152
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES PH 4
Legal Phase	4
Legal Tract	47
Legal Block	1520
Legal Lot Number	152
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1025
Census Tract	43303

Owner

Source: Osceola County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	869 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2018	Warranty Deed, Transfer SMART INT'L TITLE LLC
May 30, 2018	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	2018142673
Deed Book / Page	5405 / 526
Prior Transfer Date	Jul 11, 2016
Prior Transfer Doc	0049971438
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 21, 2018
Property Address	869 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7749
Document Number	0054050526
Book / Page	005405 / 000526
Instrument Date	Sep 20, 2018
Instrument	142673
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	SMART INT'L TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	203 NW 107TH AVE PEMBROKE PINES FL 330264061, PEMBROKE PINES, FL 33026-4061

May 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 30, 2018
Property Address	869 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7749
Document Number	0053411534
Book / Page	005341 / 001534
Instrument Date	May 15, 2018
Instrument	83843
Transaction Type	Transfer
Record Updated	Jun 20, 2018

Transaction

Amount	Amount Recorded
Tax	$1,400.70
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 E MONUMENT AVE #309 KISSIMMEE FL 347415772, 309, KISSIMMEE, FL 34741-5772

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,177.00 (+107.84%)	$344,900 (+57.53%) Land $78,000 Building $266,900	$344,900 (-4.27%) Land $78,000 Building $266,900
2024	$2,972.00 (+3.02%)
2023	$2,885.00 (+1.09%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$218,941 (+3%)	$360,300 (+24.03%) Land $60,000 Building $300,300
2022	$2,854.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$212,565	$290,500 Land $55,000 Building $235,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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