862 Chamberlin Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 862 Chamberlin Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,974 sqft · built 2004
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Owner Names on File
Last Sale	$263,000 (Dec 2004)
Tax Bill	$3,565 (2025)
Flood Zone	Zone X (minimal risk)
APN	`124279`

Property Details

APN / Parcel Number

Primary APN	`124279`
Alternative APN	`142630004700011780`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,974 sqft Heated Area
Gross Area	3,739 sqft Gross Area
1st Floor Area	2,458 sqft 1st Floor
Upper Floors Area	516 sqft Upper Floors
Stories	2 Stories
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,892 sqft (0.273 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished
Garage Area	462 sqft Garage

Exterior Amenities

Pool Area	312 sqft Pool
Deck Area	282 sqft Deck
Porch	Open Porch
Porch Area	303 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	124279
Street Address	862 CHAMBERLIN TRL
City	SAINT CLOUD
State	FL
Zip	34772-7751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PHASE 4 PB 16 PG 51 LOT 178
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES
Legal Phase	4
Legal Tract	47
Legal Block	1
Legal Lot Number	178
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1014
Census Tract	43303

Owner

Source: Osceola County records · APN 124279

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	862 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7751
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2004 · Amount on Record
Deed Sale	Dec 02, 2004 · Amount on Record
Deed Document Number	2004231050
Deed Book / Page	2647 / 2458
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,565.00 (+5.63%) Homeowner's exemption Senior Citizen's exemption	$213,938 (+5.99%)	$415,900 (-3.17%) Land $78,000 Building $337,900
2023	$3,375.00 (-2.6%) Homeowner's exemption Senior Citizen's exemption	$201,854 (+3%)	$429,500 (+23.85%) Land $60,000 Building $369,500
2022	$3,465.00 Homeowner's exemption	$195,975	$346,800 Land $55,000 Building $291,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.