868 Chamberlin Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 868 Chamberlin Trl, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,990 sqft · built 2004
Lot Size0.233 acres (10,149 sqft)
OwnerIndividual Name on File
Last Sale$94,009 (Jul 2021)
Tax Bill$3,057 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN14-26-30-0047-0001-1790

Property Details

APN / Parcel Number

Primary APN14-26-30-0047-0001-1790
Alternative APNs
  • 263014004700011790
  • 124280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,990 sqft Living Area
Gross Area2,912 sqft
1st Floor Area1,990 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,149 sqft (0.233 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area460 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address868 CHAMBERLIN TRL
CitySAINT CLOUD
StateFL
Zip34772-7751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PHASE 4 PB 16 PG 51 LOT 179
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES PH 4
Legal Phase4
Legal Tract47
Legal Block1790
Legal Lot Number179
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1014
Census Tract43303

Owner

Source: Osceola County records · APN 14-26-30-0047-0001-1790

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address868 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 08, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 08, 2021 · Amount on Record
Deed SaleJul 08, 2021 · Amount on Record
Prior SaleAug 16, 2016 · Amount on Record
Deed Document Number2021106105
Deed Book / Page5997 / 2427
Prior Transfer DateApr 28, 2021
Prior Transfer Doc0059971488
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address868 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7751
Transaction TypeMortgage
Record UpdatedJan 22, 2024
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059972433
DateJul 08, 2021
Book Page5997/2433
Instrument2021106106
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMay 01, 2051

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJul 08, 2021
Property Address868 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7751
Document Number0059971488
Book / Page5997 / 1488
Map ReferenceMB 16 PG 51
Instrument DateApr 28, 2021
Instrument2021105939
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address868 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7751

Mortgage

Document Number0059971496
DateJul 08, 2021
Book Page5997/1496
Instrument2021105940
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,057.00 (+3.59%) Homeowner's exemption$213,691 (+5.99%)$344,600 (-4.22%) Land $78,000 Building $266,600
2024$2,951.00 (+2.75%)
2023$2,872.00 (+3.76%) Homeowner's exemption$201,621 (+3%)$359,800 (+23.69%) Land $60,000 Building $299,800
2022$2,768.00 Homeowner's exemption$195,749$290,900 Land $55,000 Building $235,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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