86820 Sloop Ct, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 86820 Sloop Ct, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,194 sqft · built 2016
Lot Size	0.195 acres (8,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,523 (Aug 2016)
Tax Bill	$5,217 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-2N-28-0115-0077-0000`

Property Details

APN / Parcel Number

Primary APN	`29-2N-28-0115-0077-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,194 sqft Heated Area
Gross Area	2,829 sqft
1st Floor Area	1,727 sqft
Upper Floors Area	467 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,526 sqft (0.195 acres)
Garage Area	440 sqft
Porch	Open Porch
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	86820 SLOOP CT
City	FERNANDINA BEACH
State	FL
Zip	32034-3867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 77 IN OR 2067/100 HARBOR CONCOURSE PHASE 1 PB 8/116
Legal Range	28E
Legal Township	02N
Legal Section	29
Legal Subdivision	HARBOR CONCOURSE PHASE 1
Legal Phase	1
Legal Lot Number	77
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2009
Census Tract	50310

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86820 SLOOP CT, FERNANDINA BEACH, FL 32034-3867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
May 9, 2018	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2016 · Amount on Record
Deed Sale	Aug 23, 2016 · Amount on Record
Deed Document Number	201624067
Deed Book / Page	2067 / 0100
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	86820 SLOOP CT, FERNANDINA BEACH, FL 32034-3867
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86820 SLOOP CT, FERNANDINA BEACH, FL 32034-3867

Mortgage

Document Number	0025520365
Date	Apr 4, 2022
Book Page	2552/365
Instrument	202245012167

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	9%
Index	Other
Max Rate	9%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	86820 SLOOP CT, FERNANDINA BEACH, FL 32034-3867
Document Number	0021961052
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 6, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86820 SLOOP CT FERNANDINA BEACH FL 320343867, FERNANDINA BEACH, FL 32034-3867

Mortgage

Document Number	0021961052
Date	May 15, 2018
Book Page	002196/001052
Instrument	14962

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,217.00 (-2.63%) Homeowner's exemption	$377,277 (+6.33%) Land $85,000 Building $292,277	$377,277 (+6.33%) Land $85,000 Building $292,277
2024	$5,358.00 (+4.87%)	$354,812 (+3.5%) Land $75,000 Building $279,812	$354,812 (+3.5%) Land $75,000 Building $279,812
2023	$5,109.00 (+20.98%)	$342,825 (+14.64%) Land $75,000 Building $267,825	$342,825 (+14.64%) Land $75,000 Building $267,825
2022	$4,223.00	$299,044 Land $65,000 Building $234,044	$299,044 Land $65,000 Building $234,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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