86817 Sloop Ct, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 86817 Sloop Ct, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,259 sqft · built 2017
Lot Size	0.167 acres (7,315 sqft)
Owner	2 Individual Names on Record
Last Sale	$336,200 (Feb 2017)
Tax Bill	$5,071 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-2N-28-0115-0076-0000`

Property Details

APN / Parcel Number

Primary APN	`29-2N-28-0115-0076-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,259 sqft Heated Area
Gross Area	4,309 sqft
1st Floor Area	1,414 sqft
Upper Floors Area	1,845 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Other
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,315 sqft (0.167 acres)
Garage Area	646 sqft

Exterior Amenities

Pool Area	444 sqft
Porch	Open Porch
Porch Area	334 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	86817 SLOOP CT
City	FERNANDINA BEACH
State	FL
Zip	32034-3867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 76 IN OR 2099/295 HARBOR CONCOURSE PHASE 1 PB 8/116
Legal Range	28E
Legal Township	02N
Legal Section	29
Legal Subdivision	HARBOR CONCOURSE PHASE 1
Legal Phase	1
Legal Lot Number	76
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2009
Census Tract	50310

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86817 SLOOP CT, FERNANDINA BEACH, FL 32034-3867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 6, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2017 · Amount on Record
Deed Sale	Feb 6, 2017 · Amount on Record
Deed Document Number	201703672
Deed Book / Page	2099 / 0295
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	86817 SLOOP CT, FERNANDINA BEACH, FL 32034-3867
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86817 SLOOP CT, FERNANDINA, FL 32034-3867

Mortgage

Document Number	0024040002
Date	Oct 29, 2020
Book Page	2404/2
Instrument	202045034791

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 6, 2017
Property Address	86817 SLOOP CT, FERNANDINA BEACH, FL 32034-3867
Document Number	0020990295
Book / Page	002099 / 000295
Instrument Date	Jan 27, 2017
Instrument	3672
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2017
Title Company	DREAM FINDERS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,353.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86817 SLOOP CT FERNANDINA BEACH FL 320343867, FERNANDINA BEACH, FL 32034-3867

Mortgage

Document Number	20990297
Date	Feb 6, 2017
Book Page	002099/000297
Instrument	3673

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,071.00 (+30.23%) Homeowner's exemption	$367,782 (+28.5%)	$560,337 (+21.98%) Land $85,000 Building $475,337
2024	$3,894.00 (+1.33%) Homeowner's exemption	$286,202 (+3%)	$459,353 (+3.87%) Land $75,000 Building $384,353
2023	$3,843.00 (+10.15%) Homeowner's exemption	$277,866 (+3%)	$442,247 (+11.93%) Land $75,000 Building $367,247
2022	$3,489.00 Homeowner's exemption	$269,773	$395,110 Land $65,000 Building $330,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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