86812 Sloop Ct, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 86812 Sloop Ct, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,462 sqft · built 2017
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Trust Names on File
Last Sale	$440,000 (Nov 2022)
Tax Bill	$5,189 (2025)
Deeds & Mortgages	Jul 2023 Transfer Nov 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-2N-28-0115-0079-0000`

Property Details

APN / Parcel Number

Primary APN	`29-2N-28-0115-0079-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,462 sqft Living Area
Gross Area	2,903 sqft
1st Floor Area	1,136 sqft
Upper Floors Area	1,166 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Florida Room
Porch Area	223 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	86812 SLOOP CT
City	FERNANDINA BEACH
State	FL
Zip	32034-3867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 79 HARBOR CONCOURSE PHASE 1 PB 8/116
Legal Range	28E
Legal Township	02N
Legal Section	29
Legal Subdivision	HARBOR CONCOURSE PHASE 1
Legal Phase	1
Legal Lot Number	79
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2009
Census Tract	50310

Owner

86812 Sloop Ct is owner-occupied and held in a trust since June 2023.

Source: Nassau County records, as of November 26, 2025

Owner of Record	2 Trust Names on File
Mailing Address	86812 SLOOP CT, FERNANDINA BEACH, FL 32034-3867
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 18, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 30, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jul 13, 2017	Warranty Deed, Subdivision Related Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Prior Sale	Jul 30, 2019 · Amount on File
Deed Document Number	202238491
Deed Book / Page	2603 / 1039
Last Transfer Date	Jun 28, 2023
Transfer Doc	0026531093
Record Updated	Jun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Jul 13, 2023
Property Address	86812 SLOOP CT, FERNANDINA BEACH, FL 32034-3867
Document Number	0026531093
Book / Page	2653 / 1093
Map Reference	MB 8 PG 116-119
Instrument Date	Jun 28, 2023
Instrument	202345021094
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86812 SLOOP CT, FERNANDINA BEACH, FL 32034-3867

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	86812 SLOOP CT, FERNANDINA BEACH, FL 32034-3867

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 18, 2022
Property Address	86812 SLOOP CT, FERNANDINA BEACH, FL 32034-3867
Document Number	0026031039
Book / Page	2603 / 1039
Map Reference	MB 8 PG 116-119
Instrument Date	Nov 4, 2022
Instrument	202245038491
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86812 SLOOP CT, FERNANDINA BEACH, FL 32034-3867

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	86812 SLOOP CT, FERNANDINA BEACH, FL 32034-3867
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024381089
Date	Mar 2, 2021
Book Page	2438/1089
Instrument	202145007169

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 30, 2019
Property Address	86812 SLOOP CT, FERNANDINA BEACH, FL 32034-3867
Document Number	0022940440
Book / Page	002294 / 000440
Instrument Date	Jul 29, 2019
Instrument	45024649
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	COASTAL LIVING TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86812 SLOOP CT FERNANDINA FL 320343867, FERNANDINA, FL 32034-3867

Mortgage

Document Number	22940442
Date	Jul 30, 2019
Book Page	002294/000442
Instrument	45024650

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 13, 2017
Property Address	86812 SLOOP CT, FERNANDINA BEACH, FL 32034-3867
Document Number	0021330025
Book / Page	002133 / 000025
Instrument Date	Jul 7, 2017
Instrument	20901
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2017
Title Company	DF TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,910.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	86812 SLOOP CT FERNANDINA BEACH FL 320343867, FERNANDINA BEACH, FL 32034-3867

Mortgage

Document Number	21330027
Date	Jul 13, 2017
Book Page	002133/000027
Instrument	20902

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 86812 Sloop Ct was $5,189, up 1.3% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,189.00 (+1.27%)	$375,475 (+2.9%)	$390,361 (+6.36%) Land $85,000 Building $305,361
2024	$5,124.00 (+1.22%) Homeowner's exemption	$364,893 (+3%)	$367,005 (+3.6%) Land $75,000 Building $292,005
2023	$5,062.00 (+56.38%) Homeowner's exemption	$354,265 (+40.01%) Land $75,000 Building $279,265	$354,265 (+12.36%) Land $75,000 Building $279,265
2022	$3,237.00 Homeowner's exemption	$253,035	$315,305 Land $65,000 Building $250,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86812 Sloop Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86812 Sloop Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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