8680 Marsh Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8680 Marsh Rd, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,184 sqft
Lot Size1.18 acres (51,401 sqft)
OwnerIndividual Name on Record
Last Sale$107,000 (Jan 2017)
Tax Bill$2,109 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-14-033-2028-000

Property Details

APN / Parcel Number

Primary APN74-14-033-2028-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,184 sqft Living Area
1st Floor Area1,184 sqft

Exterior

Lot Area51,401 sqft (1.18 acres)
Lot Depth382 ft Depth
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address8680 MARSH RD
CityCLAY
StateMI
Zip48001-3904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionN 129.25' OF S 387.75' OF E 399.1' OF SE 1/4 OF NE 1/4 1.18 A FRAC SEC 33 T3N R16E
Legal Range16E
Legal Township03N
Legal Section33
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group4
Census Block4014
Census Tract646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8680 MARSH RD, CLAY, MI 48001-3904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CREDIT UNION
Jan 25, 2017Warranty Deed, Transfer · Conventional Mortgage
MEMBER FIRST MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2017 · Amount on Record
Deed SaleJan 25, 2017 · Amount on Record
Deed Document Number20172187
Deed Book / Page4793 / 628
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Recording DateMay 26, 2026
Property Address8680 MARSH RD, CLAY, MI 48001-3904
Document Number0000010454
Book / Page5927 / 261
Instrument DateMay 19, 2026
Instrument202610454
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8680 MARSH RD, CLAY, MI 48001-3904

Mortgage

Document Number0000010454,
DateMay 26, 2026
Book Page5927/261
Instrument202610454
Lender
NameGENISYS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 26, 2041
Interest
Rate TypeFixed Rate
Rate5.58%
Initial TypeFixed Rate
Max Rate-1%

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJan 25, 2017
Property Address8680 MARSH RD, CLAY, MI 48001-3904
Document Number004793/628
Book / Page4793 / 628
Instrument DateJan 13, 2017
Instrument2017002187
Transaction TypeTransfer
Record UpdatedFeb 11, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address8680 MARSH RD, CLAY, MI 48001-3904

Mortgage

Document Number0047930630
DateJan 25, 2017
Book Page4793/630
Instrument2017002188
Lender
NameMEMBER FIRST MORTGAGE LLC
TypeMortgage Company
AddressGRAND RAPIDS, MI 49548
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$96,400 (+7.83%)$192,800 (+7.83%)
2025$2,109.00 (+2.33%) Homeowner's exemption$89,400 (+19.36%)
2024$2,061.00 (+8.02%)$178,800 (+19.36%)
2023$74,900
2022$1,908.00$149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

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