St. Clair County property record for 8657 Marsh Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft |
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,977 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-034-1007-000 |
| Primary APN | 74-14-034-1007-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Lot Area | 152,460 sqft (3.5 acres) |
|---|---|
| Lot Dimensions | 697 ft deep x 218 ft wide |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8657 MARSH RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | N 3.5 A OF THE S 13 A OF NW FRAC 1/4 3.5 A FRAC SEC 34 T3N R16E |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 34 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8657 MARSH RD, CLAY, MI 48001-3905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
| Mar 14, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 8, 2024 |
| Transfer Doc | 0005697184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 10, 2026 |
| Property Address | 8657 MARSH RD, CLAY, MI 48001-3905 |
| Document Number | 0000014004 |
| Book / Page | 5942 / 631 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202614004 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8657 MARSH RD, CLAY, MI 48001-3905 |
| Document Number | 0000014004, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 5942/631 |
| Instrument | 202614004 |
| Name | MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 14, 2024 |
| Property Address | 8657 MARSH RD, CLAY, MI 48001-3905 |
| Document Number | 0005697184 |
| Book / Page | 5697 / 184 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024004160 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8657 MARSH RD, CLAY, MI 48001-3905 |
| Name | Verified Name |
|---|---|
| Address | 8657 MARSH RD, CLAY, MI 48001-3905 |
| Document Number | 2024004161 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 2024004161 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
| Document Number | 0005697187 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 5697/187 |
| Instrument | 2024004161 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | 40400 GARFIELD RD, CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,200 (+5.92%) | $218,400 (+5.92%) | |
| 2025 | $1,977.00 (+2.7%) Homeowner's exemption | $103,100 (+23.62%) | |
| 2024 | $1,925.00 (+4.39%) | $206,200 (+23.62%) | |
| 2023 | $83,400 | ||
| 2022 | $1,844.00 | $166,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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