8658 Marsh Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8658 Marsh Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,186 sqft
Lot Size	4.96 acres (216,058 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (May 2026)
Tax Bill	$8,983 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-033-2024-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-033-2024-000`

Interior

Full Baths	2 Baths
Building Area	2,186 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	1,160 sqft

Exterior

Lot Area	216,058 sqft (4.96 acres)
Lot Dimensions	870 ft deep x 248 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Street Address	8658 MARSH RD
City	CLAY
State	MI
Zip	48001-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	BEG ON E SEC LINE 781.4' N OF E 1/4 COR OF SEC 33, TH N 89D 32M W 869.56', TH N 0D 29M W 248', TH S 89D 32M E 871.65' TO SEC
Legal Range	16E
Legal Township	03N
Legal Section	33
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	4
Census Block	4014
Census Tract	646000

Owner

8658 Marsh Rd is owned and occupied by an individual who bought it in May 2026.

Source: St. Clair County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	8658 MARSH RD, CLAY, MI 48001-3904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · VA Mortgage HUNTINGTON NATIONAL BANK
May 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 17, 2026	Deed of Trust, Mortgage · VA Mortgage HUNTINGTON NATIONAL BANK
Apr 16, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Oct 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Dec 16, 2024 · Amount on File
Deed Document Number	20269690
Deed Book / Page	5923 / 839
Prior Transfer Date	Aug 8, 2017
Prior Transfer Doc	2017024900
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 17, 2026
Property Address	8658 MARSH RD, CLAY, MI 48001-3904
Document Number	0000008094
Book / Page	5916 / 476
Instrument Date	Apr 14, 2026
Instrument	20268094
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9129 STONE RD, CLAY, MI 48001-4432

Mortgage

Document Number	0000008094,
Date	Apr 17, 2026
Book Page	5916/476
Instrument	20268094

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 14, 2026
Property Address	8658 MARSH RD, CLAY, MI 48001-3904
Document Number	0005923839
Book / Page	5923 / 839
Instrument Date	Apr 14, 2026
Instrument	2026.9690
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$314,362.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8658 MARSH RD, CLAY, MI 48001-3904

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 17, 2026
Property Address	8658 MARSH RD, CLAY, MI 48001-3904
Document Number	0005916476
Book / Page	5916 / 476
Instrument Date	Apr 14, 2026
Instrument	20268094
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9129 STONE RD, CLAY, MI 48001-4432

Mortgage

Document Number	0000008094,
Date	Apr 17, 2026
Book Page	5916/476
Instrument	20268094

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8658 MARSH RD, CLAY, MI 48001-3904
Document Number	0050600204
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5658 MARSH RD ALGONAC MI 48001, ALGONAC, MI 48001

Mortgage

Document Number	0050600204
Date	May 28, 2019
Book Page	005060/000204

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 20, 2017
Property Address	8658 MARSH RD, CLAY, MI 48001-3904
Document Number	0048810110
Book / Page	004881 / 000110
Instrument Date	Aug 8, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	8658 MARSH RD CLAY MI 480013904, CLAY, MI 48001-3904

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 6, 2017
Property Address	8658 MARSH RD, CLAY, MI 48001-3904
Document Number	0048370722
Book / Page	004837 / 000722
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	Jul 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8658 MARSH RD CLAY MI 480013904, CLAY, MI 48001-3904

Tax Assessment & Valuation

The 2025 property tax bill for 8658 Marsh Rd was $8,983 with a homeowner's exemption, up 314.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,000 (+5.54%)	$366,000
2025	$8,983.00 (+314.92%) Homeowner's exemption	$173,400
2024	$2,165.00		$346,800
2023		$81,200
2022	$2,009.00		$162,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8658 Marsh Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8658 Marsh Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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