850 State Rd 20, Interlachen, FL 32148 Property Records

Putnam County property record for 850 State Rd 20, Interlachen, FL 32148

Property Summary

Property Type	Commercial
Details	1,384 sqft · built 1987
Lot Size	16.6 acres (726,248 sqft)
Owner	Individual Name on Record
Tax Bill	$1,907 (2025)
Deeds & Mortgages	Jun 2023 Transfer Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-10-25-0000-0080-0000`

Property Details

APN / Parcel Number

Primary APN	`18-10-25-0000-0080-0000`
Alternative APN	`78411`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Units	4 Units
Building Area	1,384 sqft Gross Area
1st Floor Area	1,384 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Lot Area	726,248 sqft (16.6 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Finished/Open Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	78411
Street Address	850 STATE ROAD 20
City	INTERLACHEN
State	FL
Zip	32148-2425
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	E1/2 OF NE1/4 OF NW1/4 OR520, P1746 (EX OR933 P1057 SR20), (SUBJECT TO CLAY ELECT ESMT OR1404 P1705) (EX OR1679 P542)
Legal Range	25E
Legal Township	10S
Legal Section	18
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2004
Census Tract	950201

Owner

Source: Putnam County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 62, INTERLACHEN, FL 32148-0062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Intrafamily Transfer, Transfer
Aug 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 19, 2023
Transfer Doc	0017140975
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Jun 19, 2023
Property Address	850 STATE ROAD 20, INTERLACHEN, FL 32148-2425
Document Number	0017140975
Book / Page	1714 / 975
Instrument Date	Jun 19, 2023
Instrument	202354013510
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 62, INTERLACHEN, FL 32148-0062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 62, INTERLACHEN, FL 32148-0062

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Aug 3, 2022
Property Address	850 STATE ROAD 20, INTERLACHEN, FL 32148-2425
Document Number	0016790542
Book / Page	1679 / 542
Instrument Date	Jul 8, 2022
Instrument	202254019189
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	850 STATE ROAD 20, 850, INTERLACHEN, FL 32148-2425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	850 STATE ROAD 20, INTERLACHEN, FL 32148-2425

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,907.00 (+11.85%) Homeowner's exemption	$153,200 (+5.81%)	$396,050 (-0.64%) Land $175,040 Building $221,010
2023	$1,705.00 (+7.03%) Homeowner's exemption	$144,790 (+2.95%)	$398,600 (+7.84%) Land $70,200 Building $328,400
2022	$1,593.00 Homeowner's exemption	$140,640	$369,630 Land $70,170 Building $299,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2009–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INTERLACHEN LAKE ESTATES public/private · serves 717 people · EPA ID FL2540545
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream DSL	100 / 20

May also be available: T-Mobile.

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