Branch County property record for 868 Phillip Rd, Montgomery, MI 49255
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,314 sqft · built 1920 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Oct 2023) |
| Tax Bill | $1,858 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-010-400-010-00 |
| Primary APN | 160-010-400-010-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,314 sqft Building Perimeter |
| 1st Floor Area | 1,127 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 780 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 868 PHILLIP RD |
|---|---|
| City | MONTGOMERY |
| State | MI |
| Zip | 49255-9610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PAR OF LD 210 FT E & W BY 206 FT N & S IN SE COR OF THE FOL DESC PAR COM AT NE COR SE 1/4 TH W 120 RDS TH S 53 1/3 RDS TH E |
| Legal Range | 05W |
| Legal Township | 08S |
| Legal Section | 10 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | CALIFORNIA |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 950800 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 868 PHILLIP RD, MONTGOMERY, MI 49255-9610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST |
| Oct 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Deed Document Number | 20235902 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 868 PHILLIP RD, MONTGOMERY, MI 49255-9610 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 868 PHILLIP RD, MONTGOMERY, MI 49255-9610 |
| Document Number | 0202601293 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026-01293 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 100 W CHICAGO ST, COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 26, 2023 |
| Property Address | 868 PHILLIP RD, MONTGOMERY, MI 49255-9610 |
| Document Number | 0202305902 |
| Map Reference | S10T08SR05W |
| Instrument Date | Oct 17, 2023 |
| Instrument | 2023-05902 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 868 PHILLIP RD, MONTGOMERY, MI 49255-9610 |
| Name | Verified Name |
|---|---|
| Address | 1736 COOPERS LNDG, QUINCY, MI 49082-9608 |
| Document Number | 0202305903 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 2023-05903 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | California Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,554 (-2.18%) | $135,108 (-2.18%) | |
| 2025 | $1,858.00 (+2.6%) | $69,058 (+40.35%) | $138,116 (+40.35%) |
| 2024 | $1,811.00 | ||
| 2023 | $49,203 | $98,406 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| DMCI Broadband Fixed Wireless | 40 / 10 |
| MetaLINK Technologies Fixed Wireless | 25 / 5 |
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