868 James St, Dunedin, FL 34698 Property Records

Pinellas County property record for 868 James St, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,378 sqft · built 1958
Lot Size0.169 acres (7,349 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Jan 2025)
Tax Bill$7,015 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APNC62-000-743-4239-5

Property Details

APN / Parcel Number

Primary APNC62-000-743-4239-5
Alternative APNs
  • 35-28-15-23418-000-0070
  • 281535234180000070
  • 152835234180000070
  • R383891

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,378 sqft Living Area
Gross Area2,016 sqft
1st Floor Area1,378 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,349 sqft (0.169 acres)
Lot Dimensions105 ft deep x 70 ft wide
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area248 sqft
Deck Area235 sqft
Patio Area235 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR383891
Street Address868 JAMES ST
CityDUNEDIN
StateFL
Zip34698-7869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUNEDIN LAKEWOOD ESTATES 1ST ADD LOT 7 & E 5FT OF LOT 8
Legal Range15E
Legal Township28S
Legal Section35
Legal SubdivisionDUNEDIN LAKEWOOD ESTATES
Legal Tract23418
Legal Lot Number7,8
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1002
Census Tract27000

Owner

868 James St is owned and occupied by two individuals who bought it in January 2025.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address868 JAMES ST, DUNEDIN, FL 34698-7869
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Sep 9, 2020Warranty Deed, Transfer
PINELLAS PARK TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2025 · Amount on File
Deed SaleJan 22, 2025 · Amount on File
Prior SaleApr 13, 2021 · Amount on File
Deed Document Number202521309
Deed Book / Page23039 / 1389
Prior Transfer DateOct 27, 2015
Prior Transfer Doc0189701838
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 13, 2021
Property Address868 JAMES ST, DUNEDIN, FL 34698-7869
Document Number0214830255
Book / Page21483 / 255
Map ReferenceMB 43 PG 52
Instrument DateMar 18, 2021
Instrument2021120521
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanySUNBELT TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,779.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2747 HIBISCUS DR W, 2747, BELLEAIR BEACH, FL 33786-3527

Transferred To (Grantee/Buyer)

NameVerified Name
Address868 JAMES ST, DUNEDIN, FL 34698-7869

Mortgage

Document Number0021483256
DateApr 13, 2021
Instrument21483/256
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 9, 2020
Property Address868 JAMES ST, DUNEDIN, FL 34698-7869
Document Number0211562524
Book / Page021156 / 002524
Instrument DateSep 8, 2020
Instrument268311
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyPINELLAS PARK TITLE

Transaction

AmountAmount on Record
Tax$1,855.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address868 JAMES ST DUNEDIN FL 346987869, DUNEDIN, FL 34698-7869

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,015.00 (+29.26%)$398,573 (+14.94%) Land $204,042 Building $194,531$398,573 (-0.99%) Land $204,042 Building $194,531
2024$5,427.00 (+1.46%)
2023$5,349.00 (+2.75%) Homeowner's exemption$346,752 (+3%)$402,568 (+19.58%) Land $222,009 Building $180,559
2022$5,206.00 Homeowner's exemption$336,652$336,652 Land $188,901 Building $147,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 868 James St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims6 (1998–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 868 James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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