831 JAMES ST DUNEDIN FL 346987802, DUNEDIN, FL 34698-7802
November 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
PINELLAS FL
Recording Date
Nov 4, 2019
Property Address
831 JAMES ST, DUNEDIN, FL 34698-7802
Document Number
0207582341
Book / Page
20758 / 2341
Map Reference
MB 40 PG 1
Instrument Date
Oct 25, 2019
Instrument
2019355561
Transaction Type
Transfer
Record Updated
Feb 1, 2022
Title Company
SECURITY TITLE COMPANY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$2,089.50
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
34 CEDAR LN, 34, HILLSBORO, IL 62049-3220
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
831 JAMES ST, DUNEDIN, FL 34698-7802
Mortgage
Document Number
0207582342
Date
Nov 4, 2019
Instrument
20758/2342
Lender
Name
HOMEOWNERS FINANCIAL GROUP USA LLC
Type
Mortgage Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Nov 1, 2049
July 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
PINELLAS FL
Recording Date
Jul 23, 2019
Property Address
831 JAMES ST, DUNEDIN, FL 34698-7802
Document Number
0206250617
Book / Page
020625 / 000617
Instrument Date
Jul 12, 2019
Instrument
232716
Transaction Type
Transfer
Record Updated
Aug 7, 2019
Title Company
FIRST AMERICAN SOLUTIONS
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,925.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
831 JAMES ST DUNEDIN FL 346987802, DUNEDIN, FL 34698-7802
Mortgage
Document Number
206250619
Date
Jul 23, 2019
Book Page
020625/000619
Instrument
232717
Lender
Name
CALIBER HM LOANS
Type
Funding / Finance Company
Address
COPPELL, TX 75019
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 22, 2049
August 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
PINELLAS FL
Recording Date
Aug 30, 2018
Property Address
831 JAMES ST, DUNEDIN, FL 34698-7802
Document Number
0201872534
Book / Page
020187 / 002534
Instrument Date
Aug 24, 2018
Instrument
279023
Transaction Type
Transfer
Record Updated
Sep 11, 2018
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Tax
$1,669.50
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
PO BOX 538 DUNEDIN FL 346970538, DUNEDIN, FL 34697-0538
August 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
PINELLAS FL
Recording Date
Aug 26, 2017
Property Address
831 JAMES ST, DUNEDIN, FL 34698-7802
Document Number
0197540554
Book / Page
019754 / 000554
Instrument Date
Aug 22, 2017
Instrument
265910
Transaction Type
Transfer
Record Updated
Sep 20, 2017
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
831 JAMES ST DUNEDIN FL 346987802, DUNEDIN, FL 34698-7802
August 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
PINELLAS FL
Recording Date
Aug 3, 2017
Property Address
831 JAMES ST, DUNEDIN, FL 34698-7802
Document Number
0197290792
Book / Page
019729 / 000792
Instrument Date
Nov 9, 2016
Instrument
242515
Transaction Type
Transfer
Record Updated
Sep 5, 2017
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
831 JAMES ST DUNEDIN FL 346987802, DUNEDIN, FL 34698-7802
Tax Assessment & Valuation
The 2025 property tax bill for 831 James St was $5,010 with a homeowner's exemption, up 5.8% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Pinellas County
Municipality
Dunedin City
Unified School District
Pinellas County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$5,010.00 (+5.76%)Homeowner's exemption
$326,190
$497,073Land $219,557Building $277,516
2024
$4,737.00 (+1.54%)
2023
$4,665.00 (+28.69%)Homeowner's exemption
$307,764 (+24.57%)
$467,436 (+41.08%)Land $236,576Building $230,860
2022
$3,625.00Homeowner's exemption
$247,065
$331,334Land $203,431Building $127,903
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 831 James St in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 70 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
70 in force
Nearby Flood Claims
6 (1998–2024)
Claims Outside the SFHA
6 of 6
Most Recent Claim
Oct 2024 · Hurricane Milton
Claims by Event
Hurricane Milton, Oct 2024 · 4 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 831 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source
Groundwater
Last State Inspection
May 2024
Lead
2 ppb (2023) action level 15 ppb
Violations Reported to EPA
Listed by EPA as a serious violator for missed monitoring and reporting.
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
32 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025