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876 James St, Dunedin, FL 34698 Property Records

Pinellas County property record for 876 James St, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1957
Lot Size0.157 acres (6,821 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Mar 2020)
Tax Bill$4,253 (2025)
Deeds & MortgagesApr 2022 Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-743-4237-9

Property Details

APN / Parcel Number

Primary APNC62-000-743-4237-9
Alternative APNs
  • 35-28-15-23418-000-0050
  • 281535234180000050
  • 152835234180000050
  • R383889

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area936 sqft Living Area
Gross Area1,714 sqft
1st Floor Area936 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,821 sqft (0.157 acres)
Lot Dimensions105 ft deep x 65 ft wide
Garage TypeAttached
Garage Area338 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area440 sqft
Deck Area220 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR383889
Street Address876 JAMES ST
CityDUNEDIN
StateFL
Zip34698-7869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUNEDIN LAKEWOOD ESTATES 1ST ADD LOT 5
Legal Range15E
Legal Township28S
Legal Section35
Legal SubdivisionDUNEDIN LAKEWOOD ESTATES
Legal Tract23418
Legal Lot Number5
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1002
Census Tract27000

Owner

Source: Pinellas County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address876 JAMES ST, DUNEDIN, FL 34698-7869
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Mar 23, 2020Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 5, 2017Warranty Deed, Transfer · Conventional Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2020 · Amount on Record
Deed SaleMar 23, 2020 · Amount on Record
Prior SaleJun 5, 2017 · Amount on Record
Deed Document Number202096663
Deed Book / Page20934 / 379
Transfer Doc1102002647
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address876 JAMES ST, DUNEDIN, FL 34698-7869
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address876 JAMES ST, DUNEDIN, FL 34698-7869

Mortgage

Document Number0220270314
DateApr 20, 2022
Book Page22027/314
Instrument2022124022
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 23, 2020
Property Address876 JAMES ST, DUNEDIN, FL 34698-7869
Document Number0209340379
Book / Page20934 / 379
Map ReferenceMB 43 PG 52
Instrument DateMar 23, 2020
Instrument2020096663
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanySECURITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address876 JAMES ST, 876, DUNEDIN, FL 34698-7869

Transferred To (Grantee/Buyer)

NameVerified Name
Address876 JAMES ST, DUNEDIN, FL 34698-7869

Mortgage

Document Number0209340380
DateMar 23, 2020
Instrument20934/0380
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 5, 2017
Property Address876 JAMES ST, DUNEDIN, FL 34698-7869
Document Number0196530951
Book / Page019653 / 000951
Instrument DateJun 1, 2017
Instrument172607
Transaction TypeTransfer
Record UpdatedJul 10, 2017
Title CompanyPLATINUM NATIONAL TITLE LLC, PLATINUM NAT'L TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address876 JAMES ST DUNEDIN FL 346987869, DUNEDIN, FL 34698-7869

Mortgage

Document Number196530953
DateJun 5, 2017
Book Page019653/000953
Instrument172608
Lender
NameUSAA
AddressSAN ANTONIO, TX 78286-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,253.00 (+7.53%) Homeowner's exemption$283,203 (+5.99%)$395,564 (+10.45%) Land $196,494 Building $199,070
2023$3,955.00 (+2.91%) Homeowner's exemption$267,206 (+3%)$358,139 (+25.83%) Land $204,870 Building $153,269
2022$3,843.00 Homeowner's exemption$259,423$284,622 Land $169,345 Building $115,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims6 (1998–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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