8661 Gaines Ave, Orangevale, CA 95662 Property Records

Sacramento County property record for 8661 Gaines Ave, Orangevale, CA 95662

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 1980
Lot Size	0.205 acres (8,925 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Dec 2015)
Tax Bill	$5,130 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`261-0490-041-0000`

Property Details

APN / Parcel Number

Primary APN	`261-0490-041-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,878 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,925 sqft (0.205 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8661 GAINES AVE
City	ORANGEVALE
State	CA
Zip	95662-3961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	ALMOND ESTATES EXC M/R, LOT 41
Legal Subdivision	ALMOND ESTATES
Legal Lot Number	41
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	8203

Owner

8661 Gaines Ave is owned and occupied by an individual who bought it in December 2015.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	8661 GAINES AVE, ORANGEVALE, CA 95662-3961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL
Oct 25, 2019	Deed of Trust, Mortgage · Conventional with PMI PARAMOUNT PTRS GRP
Feb 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2015 · Amount on File
Deed Sale	Dec 14, 2015 · Amount on File
Prior Sale	May 30, 2002 · Amount on File
Deed Book / Page	20151214 / 860
Prior Transfer Date	Jun 26, 2003
Prior Transfer Doc	2003001533
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8661 GAINES AVE, ORANGEVALE, CA 95662-3961
Document Number	2101291376
Instrument Date	Jan 25, 2021
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8661 GAINES AVE ORANGEVALE CA 956623961, ORANGEVALE, CA 95662-3961

Mortgage

Document Number	2101291376
Date	Jan 29, 2021
Instrument	2101291376

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8661 GAINES AVE, ORANGEVALE, CA 95662-3961
Document Number	1910301598
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8661 GAINES AVE ORANGEVALE CA 956623961, ORANGEVALE, CA 95662-3961

Mortgage

Document Number	1910301598
Date	Oct 30, 2019
Instrument	1910301598

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8661 GAINES AVE, ORANGEVALE, CA 95662-3961
Document Number	1802141189
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8661 GAINES AVE ORANGEVALE CA 956623961, ORANGEVALE, CA 95662-3961

Mortgage

Document Number	1802141189
Date	Feb 14, 2018
Instrument	1802141189

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8661 Gaines Ave was $5,130, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$434,684 (+2%) Land $84,518 Building $350,166
2025	$5,130.00 (+0.94%)	$426,161 Land $82,861 Building $343,300
2024	$5,082.00 (+2.58%)
2023	$4,954.00 (+0.51%)	$409,615 Land $79,645 Building $329,970
2022	$4,929.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8661 Gaines Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1986–2025)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8661 Gaines Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE VALE WATER COMPANY private · serves 16,861 people · EPA ID CA3410016
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net, Verizon.

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