8642 Gaines Ave, Orangevale, CA 95662 Property Records

Sacramento County property record for 8642 Gaines Ave, Orangevale, CA 95662

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,772 sqft · built 1983
Lot Size	0.19 acres (8,267 sqft)
Owner	Trust Name on File
Tax Bill	$3,424 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`261-0490-058-0000`

Property Details

APN / Parcel Number

Primary APN	`261-0490-058-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,772 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,267 sqft (0.19 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8642 GAINES AVE
City	ORANGEVALE
State	CA
Zip	95662-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	ALMOND ESTATES EXC M/R, LOT 58
Legal Subdivision	ALMOND ESTATES
Legal Lot Number	58
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	8203

Owner

8642 Gaines Ave is owner-occupied and held in a trust since November 2000.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	8642 GAINES AVE, ORANGEVALE, CA 95662-3909
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 14, 2000
Transfer Doc	2001000002
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8642 GAINES AVE, ORANGEVALE, CA 95662-3909
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8642 GAINES AVE, ORANGEVALE, CA 95662-3909

Mortgage

Document Number	0000000393
Date	Dec 1, 2025
Instrument	202512010393

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2045

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 24, 2020
Property Address	8642 GAINES AVE, ORANGEVALE, CA 95662-3909
Document Number	2012241771
Instrument Date	Dec 8, 2020
Instrument	2012241771
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8642 GAINES AVE ORANGEVALE CA 956623909, ORANGEVALE, CA 95662-3909

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8642 GAINES AVE, ORANGEVALE, CA 95662-3909
Document Number	2010280242
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8642 GAINES AVE ORANGEVALE CA 956623909, ORANGEVALE, CA 95662-3909

Mortgage

Document Number	2010280242
Date	Oct 28, 2020
Instrument	2010280242

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8642 GAINES AVE, ORANGEVALE, CA 95662-3909
Document Number	1901180644
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8642 GAINES AVE ORANGEVALE CA 956623909, ORANGEVALE, CA 95662-3909

Mortgage

Document Number	1901180644
Date	Jan 18, 2019
Instrument	1901180644

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 17, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 8642 Gaines Ave was $3,424 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$295,282 (+2%) Land $79,561 Building $215,721
2025	$3,424.00 (+0.97%) Homeowner's exemption	$289,493 Land $78,001 Building $211,492
2024	$3,391.00 (+2.63%)
2023	$3,304.00 (+0.55%) Homeowner's exemption	$278,254 Land $74,973 Building $203,281
2022	$3,286.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8642 Gaines Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1986–2025)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8642 Gaines Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE VALE WATER COMPANY private · serves 16,861 people · EPA ID CA3410016
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net, Verizon.

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