866 Oval St, Kannapolis, NC 28081 Property Records

Rowan County property record for 866 Oval St, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	2 ba · 952 sqft · built 1923
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2024)
Tax Bill	$2,058 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148 049`

Property Details

APN / Parcel Number

Primary APN	`148 049`
Alternative APN	`529490000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	15 ft deep x 8.8 ft wide
Porch	Porch
Porch Area	189 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	866 OVAL ST
City	KANNAPOLIS
State	NC
Zip	28081-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4:SINGLE
Legal Description	L26 & PTL27 BLK A BELLEVUE
Legal Subdivision	BELLEVUE
Legal Block	A
Jurisdiction	ROWAN NC
Township / Civil Division	CHINA GROVE
Census Block Group	1
Census Block	1003
Census Tract	51501

Owner

866 Oval St is owned and occupied by two individuals who bought it in May 2024.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	866 OVAL ST, KANNAPOLIS, NC 28081-2048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jan 12, 2024	Warranty Deed, Transfer MD TITLE LLC, MAD TITLE LLC
Dec 6, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Prior Sale	Jan 12, 2024 · Amount on File
Deed Book / Page	1442 / 2
Prior Transfer Date	Nov 30, 2023
Prior Transfer Doc	1434000009
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 10, 2024
Property Address	866 OVAL ST, KANNAPOLIS, NC 28081-2048
Document Number	0014420002
Book / Page	1442 / 2
Map Reference	MB 9995 PG 13
Instrument Date	May 9, 2024
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8622 GLADE CT, HUNTERSVILLE, NC 28078-5134

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	866 OVAL ST, KANNAPOLIS, NC 28081-2048

Mortgage

Document Number	0000014423
Date	May 10, 2024
Instrument	1442/3

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 12, 2024
Property Address	866 OVAL ST, KANNAPOLIS, NC 28081-2048
Document Number	0014350755
Book / Page	1435 / 755
Map Reference	MB 9995 PG 13
Instrument Date	Jan 12, 2024
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	MD TITLE LLC, MAD TITLE LLC

Transaction

Amount	Amount on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 MIDFIELD ST, MOORESVILLE, NC 28115-6734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8622 GLADE CT, HUNTERSVILLE, NC 28078-5134

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 6, 2023
Property Address	866 OVAL ST, KANNAPOLIS, NC 28081-2048
Document Number	0014340008
Book / Page	1434 / 8
Map Reference	PG 13
Instrument Date	Nov 30, 2023
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 MIDFIELD ST, MOORESVILLE, NC 28115-6734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	170 MIDFIELD ST, MOORESVILLE, NC 28115-6734

Tax Assessment & Valuation

The 2026 property tax bill for 866 Oval St was $2,058.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,058.00	$170,107 Land $28,886 Building $141,221	$170,107 Land $28,886 Building $141,221
2023	$1,463.00	$120,919 Land $28,886 Building $92,033	$120,919 Land $28,886 Building $92,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 866 Oval St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Sep 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 866 Oval St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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