Rowan County property record for 895 Oval St, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,649 sqft · built 1953 |
| Lot Size | 0.458 acres (19,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,000 (Jun 2021) |
| Tax Bill | $2,572 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148 187 |
| Primary APN | 148 187 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,649 sqft Living Area |
| 1st Floor Area | 1,505 sqft |
| Basement Area | 753 sqft |
| Unfinished Basement | 753 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,950 sqft (0.458 acres) |
| Lot Dimensions | 16.1 ft deep x 12.4 ft wide |
| Porch | Porch |
| Porch Area | 189 sqft |
| Patio Area | 315 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 895 OVAL ST |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-2047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4:SINGLE |
| Legal Description | L9 & PTL6-8 BLK D BELLEVUE |
| Legal Subdivision | BELLEVUE |
| Legal Block | D |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CHINA GROVE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 51501 |
895 Oval St is owned and occupied by two individuals who bought it in June 2021.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 895 OVAL ST, KANNAPOLIS, NC 28081-2047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on File |
| Deed Sale | Jun 30, 2021 · Amount on File |
| Prior Sale | Aug 6, 2004 · Amount on File |
| Deed Book / Page | 1378 / 575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 30, 2021 |
| Property Address | 895 OVAL ST, KANNAPOLIS, NC 28081-2047 |
| Document Number | 0013780575 |
| Book / Page | 1378 / 575 |
| Map Reference | PG 13 |
| Instrument Date | Jun 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 329 CAROL DR, 329, GRAND PRAIRIE, TX 75052-6418 |
| Name | Verified Name |
|---|---|
| Address | 813 OVAL ST, KANNAPOLIS, NC 28081-2047 |
| Document Number | 1378576 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 1378/576 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 895 Oval St was $2,572.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,572.00 | $212,605 Land $41,912 Building $170,693 | $212,605 Land $41,912 Building $170,693 |
| 2023 | $2,572.00 | $212,605 Land $41,912 Building $170,693 | $212,605 Land $41,912 Building $170,693 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 895 Oval St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 895 Oval St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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