808 Oval St, Kannapolis, NC 28081 Property Records

Rowan County property record for 808 Oval St, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1964
Lot Size	0.452 acres (19,689 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Sep 2024)
Tax Bill	$2,319 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148 138`

Property Details

APN / Parcel Number

Primary APN	`148 138`
Alternative APN	`540722500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2013
Exterior Material	Brick
Lot Area	19,689 sqft (0.452 acres)
Lot Dimensions	27 ft deep x 7.3 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	75 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	808 OVAL ST
City	KANNAPOLIS
State	NC
Zip	28081-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4:SINGLE
Legal Description	L25 & PTL24,26 BLK A BELLEVUE
Legal Subdivision	BELLEVUE
Legal Block	A
Jurisdiction	ROWAN NC
Township / Civil Division	CHINA GROVE
Census Block Group	1
Census Block	1003
Census Tract	51501

Owner

808 Oval St is owned and occupied by an individual who bought it in September 2024.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	808 OVAL ST, KANNAPOLIS, NC 28081-2048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Aug 17, 2020	Warranty Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2024 · Amount on File
Deed Sale	Sep 12, 2024 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Book / Page	1448 / 660
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	808 OVAL ST, KANNAPOLIS, NC 28081-2048
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 OVAL ST, KANNAPOLIS, NC 28081-2048

Mortgage

Document Number	0014370822
Date	Feb 28, 2024
Book Page	1437/822

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	7 Months
Due	Sep 1, 2024

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 17, 2020
Property Address	808 OVAL ST, KANNAPOLIS, NC 28081-2048
Document Number	0013540602
Book / Page	1354 / 602
Map Reference	MAP 9995
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1526 CHIPPENDALE RD, 1526, CHARLOTTE, NC 28205-7268

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	808 OVAL ST, KANNAPOLIS, NC 28081-2048

Mortgage

Document Number	1354603
Date	Aug 17, 2020
Instrument	1354/603

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 808 Oval St was $2,319.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,319.00	$191,668 Land $27,521 Building $164,147	$191,668 Land $27,521 Building $164,147
2023	$1,713.00	$141,581 Land $27,521 Building $114,060	$141,581 Land $27,521 Building $114,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 808 Oval St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Sep 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 808 Oval St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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