Schenectady County and Niskayuna Town property record for 866 Oregon Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,697 sqft · built 1940 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $141,111 (Feb 2003) |
| Tax Bill | $8,151 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 50.14-2-61 |
| Primary APN | 422400 50.14-2-61 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,697 sqft Living Area |
| 1st Floor Area | 1,091 sqft |
| Upper Floors Area | 606 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 175 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 120 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 866 OREGON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-6424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | MERRIT HARMMOND |
| Legal Block | 2 |
| Legal Lot Number | 61.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 866 OREGON AVE, SCHENECTADY, NY 12309-6424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage TRUSTCO BANK |
| Apr 8, 2021 | Deed of Trust, Mortgage TRUSTCO BANK |
| Feb 14, 2018 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2003 · Amount on Record |
| Deed Sale | Feb 28, 2003 · Amount on Record |
| Deed Book / Page | 1645 / 615 |
| Last Transfer Date | Dec 11, 2020 |
| Transfer Doc | 0000012322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 866 OREGON AVE, SCHENECTADY, NY 12309-6424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 866 OREGON AVE, NISKAYUNA, NY 12309-6424 |
| Document Number | 0000015801 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 5088/523 |
| Instrument | 202115801 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 866 OREGON AVE, SCHENECTADY, NY 12309-6424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 866 OREGON AVE, NISKAYUNA, NY 12309-6424 |
| Document Number | 0000015802 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 5088/529 |
| Instrument | 202115802 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 866 OREGON AVE, SCHENECTADY, NY 12309-6424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006907 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 4819/179 |
| Instrument | 201806907 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,151.00 (+0.97%) Homeowner's exemption | ||
| 2025 | $8,073.00 | $180,000 (-) Land $44,300 Building $135,700 | $266,700 (+17.08%) Land $65,638 Building $201,062 |
| 2023 | $180,000 Land $44,300 Building $135,700 | $227,800 Land $56,064 Building $171,736 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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