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802 Oregon Ave, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 802 Oregon Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,284 sqft · built 1920
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Oct 2020)
Deeds & MortgagesJun 2021 Line of Credit
Mar 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN422400 50.14-2-51

Property Details

APN / Parcel Number

Primary APN422400 50.14-2-51
Alternative APN
  • 240005001400020510000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,284 sqft Living Area
1st Floor Area1,103 sqft
2nd Floor Area1,181 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions269 ft deep x 60 ft wide
Garage TypeDetached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area588 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address802 OREGON AVE
CitySCHENECTADY
StateNY
Zip12309-6424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionLOTS BELONGING TO MERRITT HAMMOND
Legal Block2
Legal Lot Number51.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group1
Census Block1003
Census Tract31902

Owner

802 Oregon Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Schenectady County and Niskayuna Town records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address802 OREGON AVE, SCHENECTADY, NY 12309-6424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Mar 7, 2022Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 6, 2018Quit Claim Deed, Transfer
Quitclaim
Apr 13, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2020 · Amount on File
Deed SaleOct 23, 2020 · Amount on File
Prior SaleJul 19, 2002 · Amount on File
Deed Document Number202033143
Deed Book / Page2044 / 178
Prior Transfer DateAug 6, 2018
Prior Transfer Doc0000034648
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address802 OREGON AVE, SCHENECTADY, NY 12309-6424
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 OREGON AVE, SCHENECTADY, NY 12309-6424

Mortgage

Document Number0000028082
DateJun 15, 2021
Book Page5110/368
Instrument202128082
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJun 5, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMar 7, 2022
Property Address802 OREGON AVE, SCHENECTADY, NY 12309-6424
Document Number0000011617
Book / Page2079 / 975
Instrument DateFeb 11, 2022
Instrument202211617
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyPRIORITY 1 ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,248.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address802 OREGON AVE, 802, SCHENECTADY, NY 12309-6424

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address300 2ND AVE, ALBANY, NY 12209-2118

Mortgage

Document Number0000011627
DateMar 7, 2022
Instrument202211627
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateAug 6, 2018
Property Address802 OREGON AVE, SCHENECTADY, NY 12309-6424
Document Number0000034648
Book / Page001992 / 000981
Instrument DateAug 6, 2018
Instrument34648
Transaction TypeTransfer
Record UpdatedJan 14, 2019

Transaction

AmountAmount on Record
Tax$2.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 OREGON AVE NISKAYUNA NY 123096424, NISKAYUNA, NY 12309-6424

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateApr 13, 2017
Property Address802 OREGON AVE, SCHENECTADY, NY 12309-6424
Document Number0000016490
Book / Page001960 / 000684
Instrument DateApr 13, 2017
Instrument16490
Transaction TypeTransfer
Record UpdatedApr 19, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 OREGON AVE NISKAYUNA NY 123096424, NISKAYUNA, NY 12309-6424

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$240,000 Land $38,600 Building $201,400$355,600 Land $57,192 Building $298,408
2023$240,000 Land $38,600 Building $201,400$303,800 Land $48,861 Building $254,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 802 Oregon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 Oregon Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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