Schenectady County and Niskayuna Town property record for 818 Oregon Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,422 sqft · built 1918 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $449,999 (Mar 2026) |
| Tax Bill | $12,098 (2026) |
| Deeds & Mortgages | Nov 2025 Construction Loan Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 50.14-2-55 |
| Primary APN | 422400 50.14-2-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,422 sqft Living Area |
| 1st Floor Area | 1,177 sqft |
| 2nd Floor Area | 1,245 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 290 ft deep x 57.4 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 426 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 818 OREGON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-6424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 2 |
| Legal Lot Number | 55.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 31902 |
818 Oregon Ave is owned and occupied by an individual who bought it in March 2026.
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 226 OLD MAGOTHY BRIDGE RD, PASADENA, MD 21122-4463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Construction Mortgage ICE LENDER HOLDINGS LLC |
| Mar 20, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 18, 2025 | Deed of Trust, Mortgage · Construction Mortgage ICE LENDER HOLDINGS LLC |
| Nov 18, 2025 | Warranty Deed, Construction Loan · Construction Mortgage ICE LENDER HOLDINGS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on File |
| Deed Sale | Mar 20, 2026 · Amount on File |
| Prior Sale | Nov 18, 2025 · Amount on File |
| Deed Document Number | 20265997 |
| Deed Book / Page | 2168 / 606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 818 OREGON AVE, SCHENECTADY, NY 12309-6424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 640, WYNANTSKILL, NY 12198-0640 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027081 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 202527081 |
| Name | ICE LENDER HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10018 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 20, 2026 |
| Property Address | 818 OREGON AVE, SCHENECTADY, NY 12309-6424 |
| Document Number | 0000005997 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 202605997 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 GRIEME AVE, AMSTERDAM, NY 12010-5827 |
| Name | Verified Name |
|---|---|
| Address | 226 OLD MAGOTHY BRIDGE RD, PASADENA, MD 21122-4463 |
| Document Number | 0000005998 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 202605998 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 818 OREGON AVE, SCHENECTADY, NY 12309-6424 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 640, WYNANTSKILL, NY 12198-0640 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027081 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 202527081 |
| Name | ICE LENDER HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10018 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 18, 2025 |
| Property Address | 818 OREGON AVE, SCHENECTADY, NY 12309-6424 |
| Document Number | 0000027076 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 202527076 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 3, 2025 |
| Title Company | SELECT TITLE SERVICES INC, SELECT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,006.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 818 OREGON AVE, NISKAYUNA, NY 12309-6424 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 640, WYNANTSKILL, NY 12198-0640 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027077 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 202527077 |
| Name | ICE LENDER HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000027078 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 202527078 |
| Name | ICE LENDER HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10018 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 1, 2026 |
The 2026 property tax bill for 818 Oregon Ave was $12,098 with a homeowner's exemption, up 1.2% from the year before.
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,098.00 (+1.16%) Homeowner's exemption | ||
| 2025 | $11,959.00 | $268,000 (-) Land $46,200 Building $221,800 | $397,000 (+11.1%) Land $68,438 Building $328,562 |
| 2024 | $268,000 (-) Land $46,200 Building $221,800 | $357,333 (+5.35%) Land $61,600 Building $295,733 | |
| 2023 | $268,000 Land $46,200 Building $221,800 | $339,200 Land $58,474 Building $280,726 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 818 Oregon Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 818 Oregon Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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