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866 Keener Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 866 Keener Rd, Murphy, NC 28906 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,224 sqft · built 2005
Lot Size2.2 acres (95,832 sqft)
Owner2 Individual Names on File
Last Sale$143,000 (Jan 2006)
Tax Bill$1,282 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jul 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN550103133390000

Property Details

APN / Parcel Number

Primary APN550103133390000
Alternative APN
  • 55138

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,224 sqft Heated Area
Gross Area2,813 sqft
1st Floor Area816 sqft
Basement Area816 sqft
Finished Basement816 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area95,832 sqft (2.2 acres)
Lot Dimensions405 ft deep x 297 ft wide
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area432 sqft
Deck Area341 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number55138
Street Address866 KEENER RD
CityMURPHY
StateNC
Zip28906-2116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP/O TR 13 BOURNE SUB 1426/789 1683/1158
Legal SubdivisionBOURNE SUB
Legal Tract13
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2034
Census Tract930501

Owner

Source: Cherokee County records · APN 550103133390000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address866 KEENER RD, MURPHY, NC 28906-2116
OccupancyOwner Occupied
Owner TypeIndividual
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Jul 13, 2021Intrafamily Transfer, Transfer
Jun 17, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2006 · Amount on Record
Deed SaleJan 05, 2006 · Amount on Record
Deed Document Number200654417
Deed Book / Page1203 / 761
Last Transfer DateJul 12, 2021
Transfer Doc1685/1070
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address866 KEENER RD, MURPHY, NC 28906-2116
Transaction TypeMortgage
Record UpdatedJan 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001700/243
DateDec 22, 2021
Book Page1700/243
Instrument8678
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateJul 13, 2021
Property Address866 KEENER RD, MURPHY, NC 28906-2116
Document Number1685/1070
Book / Page1685 / 1070
Instrument DateJul 12, 2021
Instrument4659
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address866 KEENER RD, MURPHY, NC 28906-2116

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE NC
Recording DateJun 17, 2021
Property Address866 KEENER RD, MURPHY, NC 28906-2116
Document Number1683/1158
Book / Page1683 / 1158
Instrument DateJun 16, 2021
Instrument4077
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address866 KEENER RD, MURPHY, NC 28906-2116

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,282.00$185,900 (-)$185,900 (-) Land $22,000 Building $163,900
2023$185,900$185,900 Land $22,000 Building $163,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
7 of 13 on primary residences
Nearby Flood Claims6 (2020–2025)
Most Recent ClaimApr 2025, rainfall accumulation
Flood Events
  • Severe Storms, Tornadoes, And Flooding (Feb 2020), 2 claims

Wildfire

Wildfire RiskModerate
above 62% of the US · above 84% of North Carolina
Wildfire LikelihoodAbout 1 in 495 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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