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818 Keener Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 818 Keener Rd, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,130 sqft · built 1986
Lot Size0.67 acres (29,185 sqft)
Owner2 Individual Names on File
Last Sale$18,500 (Mar 1986)
Tax Bill$923 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN550103131247000

Property Details

APN / Parcel Number

Primary APN550103131247000
Alternative APN
  • 440046014710

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,130 sqft Heated Area
Gross Area2,840 sqft
1st Floor Area1,130 sqft
Basement Area1,120 sqft
Finished Basement1,120 sqft
FlooringVinyl/Resilient
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,185 sqft (0.67 acres)
Lot Dimensions159 ft deep x 170 ft wide
PorchSlab
Porch Area246 sqft
Deck Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number440046014710
Street Address818 KEENER RD
CityMURPHY
StateNC
Zip28906-2116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 TR 13A BOURNE SUB 518/61
Legal SubdivisionBOURNE SUB
Legal Tract13A
Legal Lot Number1
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2034
Census Tract930501

Owner

Source: Cherokee County records · APN 550103131247000

Assessment roll updated October 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address818 KEENER RD, MURPHY, NC 28906-2116
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 1986 · Amount on Record
Deed SaleMar 01, 1986 · Amount on Record
Deed Book / Page518 / 61
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Recording DateJun 02, 2026
Property Address818 KEENER RD, MURPHY, NC 28906-2116
Document Number01802/1059
Book / Page1802 / 1059
Instrument DateMay 12, 2026
Instrument20262704
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 KEENER RD, MURPHY, NC 28906-2116

Mortgage

Document Number0000002704,
DateJun 02, 2026
Book Page1802/1059
Instrument20262704
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 15, 2051
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$923.00$130,150 (-)$130,150 (-) Land $11,000 Building $119,150
2023$130,150$130,150 Land $11,000 Building $119,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims6 (2020–2025)
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Wildfire

Wildfire RiskModerate
above 61% of the US · above 84% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Wilkes Telephone Membership
Fixed Wireless		10 / 1

May also be available: CND Acquisition.

Based on FCC filings for 85 locations within half a mile of this property.

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