827 Keener Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 827 Keener Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,094 sqft · built 2016
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,000 (Feb 2025)
Tax Bill	$1,068 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`550103038288000`

Property Details

APN / Parcel Number

Primary APN	`550103038288000`
Alternative APNs	`44060` `56769` `62536`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,094 sqft Heated Area
Gross Area	1,414 sqft
1st Floor Area	748 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	190 ft deep x 175 ft wide
Porch	Slab
Porch Area	268 sqft
Deck Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62536
Street Address	827 KEENER RD
City	MURPHY
State	NC
Zip	28906-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 OF LOT 3 TR 19 BOURNE SUB 1704/626
Legal Subdivision	BOURNE SUB
Legal Tract	19
Legal Lot Number	2,3
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2028
Census Tract	930501

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2240 HARBOR DR, MARATHON, FL 33050-4806
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Feb 18, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on Record
Deed Sale	Feb 3, 2025 · Amount on Record
Prior Sale	Apr 9, 2024 · Amount on Record
Deed Document Number	2025438
Deed Book / Page	1772 / 85
Prior Transfer Date	Nov 24, 2008
Prior Transfer Doc	1342/0489
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 9, 2024
Property Address	827 KEENER RD, MURPHY, NC 28906-2116
Document Number	001754/700
Book / Page	1754 / 700
Map Reference	MB 534 PG 144
Instrument Date	Apr 8, 2024
Instrument	1754
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Amount	Amount Recorded
Tax	$658.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2664 N CUSCO WAY, COEUR D ALENE, ID 83814-7856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 KEENER RD, MURPHY, NC 28906-2116

Mortgage

Document Number	0000001629
Date	Apr 9, 2024
Instrument	1629

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	001754/702
Date	Apr 9, 2024
Book Page	1754/702
Instrument	1629

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 18, 2022
Property Address	827 KEENER RD, MURPHY, NC 28906-2116
Document Number	001704/626
Book / Page	1704 / 626
Instrument Date	Feb 2, 2022
Instrument	1071
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 FAIRWAY DR, 113, MURPHY, NC 28906-9027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 805, EAGLE, ID 83616-0751

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,068.00	$152,640 (+0.93%)	$152,640 (+0.93%) Land $11,000 Building $141,640
2023		$151,240	$151,240 Land $11,000 Building $140,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: Peachtree Broadband Fiber.

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