8659 E 40th Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 8659 E 40th Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,387 sqft · built 2021
Lot Size	0.138 acres (6,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,800 (Nov 2021)
Tax Bill	$2,605 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`726-03-092`

Property Details

APN / Parcel Number

Primary APN	`726-03-092`
Alternative APN	`R0101697`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	2,021 sqft
1st Floor Area	1,387 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,003 sqft (0.138 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0101697
Street Address	8659 E 40TH LN
City	YUMA
State	AZ
Zip	85365-2977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	SUBDIVISION: LA ESTANCIA SUBDIVISION LOT: 92 SECTION: 14 TOWNSHIP: 09S RANGE: 22W
Legal Range	22W
Legal Township	09S
Legal Section	14
Legal Subdivision	LA ESTANCIA SUBDIVISION
Legal Lot Number	92
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1011
Census Tract	11117

Owner

Source: Yuma County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8659 E 40TH LN, YUMA, AZ 85365-2977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 30, 2021	Deed of Trust, Mortgage MAYAN LIVING TRUST
Nov 17, 2021	Warranty Deed, Transfer
Nov 15, 2021	Warranty Deed, Transfer · Line of Credit ARIZONA INDUSTRIAL DEVELOPMENT AUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	202142523
Last Transfer Date	Nov 17, 2021
Transfer Doc	0000042803
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	8659 E 40TH LN, YUMA, AZ 85365-2977
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8659 E 40TH LN, YUMA, AZ 85365-2977

Mortgage

Document Number	0000023536
Date	Sep 24, 2025
Instrument	2025-23536

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 3, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	8659 E 40TH LN, YUMA, AZ 85365-2977
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029091
Date	Jul 30, 2021
Instrument	2021-29091

Lender

Name	MAYAN LIVING TRUST
Type	Non-Lending Institution
Address	YUMA, AZ 85364

Agreement

Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Nov 17, 2021
Property Address	8659 E 40TH LN, YUMA, AZ 85365-2977
Document Number	0000042803
Map Reference	MB 32 PG 30
Instrument Date	Nov 17, 2021
Instrument	2021-42803
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8659 E 40TH LN, YUMA, AZ 85365-2977

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Nov 15, 2021
Property Address	8659 E 40TH LN, YUMA, AZ 85365-2977
Document Number	0000042523
Map Reference	MB 32 PG 30
Instrument Date	Nov 15, 2021
Instrument	2021-42523
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2986, SOMERTON, AZ 85350-2986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8659 E 40TH LN, YUMA, AZ 85365-2977

Mortgage

Document Number	0000042525
Date	Nov 15, 2021
Instrument	2021-42525

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTH
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	0000042524
Date	Nov 15, 2021
Instrument	2021-42524

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Municipality	Yuma City
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,197 (+15.76%) Land $4,268 Building $15,929	$243,722 (+8.82%) Land $51,500 Building $192,222
2025	$2,605.00 (+5.85%)
2023	$2,461.00	$17,447 Land $3,934 Building $13,513	$223,966 Land $50,500 Building $173,466

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YUMA serves 103,264 people · EPA ID AZ0414024
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Mar 2022
Treatment and Procedure	Organic carbon removal Oct 2021
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Sun Valley Broadband Fixed Wireless	500 / 50

May also be available: Verizon.

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