St. Clair County property record for 8651 Marsh Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,128 sqft · built 1988 |
| Lot Size | 4.03 acres (175,547 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,200 (Dec 2009) |
| Tax Bill | $3,097 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-034-1010-000 |
| Primary APN | 74-14-034-1010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Basement Area | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 175,547 sqft (4.03 acres) |
| Lot Dimensions | 963 ft deep x 161 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 8651 MARSH RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG S 1343.20' FROM NW SEC COR, TH S 161.20', TH N 87D 55M 37S E 910.99', TH N 26D 2M E 234.12', TH S 85D 22M W 1016.49' TO |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 34 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 646000 |
8651 Marsh Rd is owned and occupied by an individual who bought it in December 2009.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8651 MARSH RD, CLAY, MI 48001-3905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2009 · Amount on File |
| Deed Sale | Dec 16, 2009 · Amount on File |
| Prior Sale | Jun 26, 2008 · Amount on File |
| Deed Document Number | 200927464 |
| Deed Book / Page | 4008 / 661 |
| Prior Transfer Date | Nov 3, 2009 |
| Prior Transfer Doc | 0040080659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8651 MARSH RD, CLAY, MI 48001-3905 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 8651 MARSH RD, CLAY, MI 48001-3905 |
| Document Number | 5435591 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 5435/591 |
| Instrument | 2021029286 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 8651 Marsh Rd was $3,097 with a homeowner's exemption, up 2.5% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,800 (+6.52%) | $385,600 | |
| 2025 | $3,097.00 (+2.52%) Homeowner's exemption | $181,000 | |
| 2024 | $3,021.00 | $362,000 | |
| 2023 | $148,700 | ||
| 2022 | $2,792.00 | $297,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8651 Marsh Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8651 Marsh Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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