8653 E 1210th Rd, Effingham, IL 62401 Property Records

Effingham County property record for 8653 E 1210th Rd, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,778 sqft · built 1979
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jun 2017)
Tax Bill	$1,931 (2022)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-07-331-018`

Property Details

APN / Parcel Number

Primary APN	`11-07-331-018`

Interior

Stories	1 Story
Building Area	1,778 sqft Base Area

Exterior

Year Built	Built 1979
Construction Type	Frame
Lot Area	25,700 sqft (0.589 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8653 E 1210TH RD
City	EFFINGHAM
State	IL
Zip	62401-6386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 & N 8FT LOT 19 JUNE LAKE DEVELOPMENT ADD 1 3312/308 1020/165 1241/56
Legal Subdivision	LAKE DEVELOPMENT ADD
Legal Lot Number	18-19
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1014
Census Tract	950400

Owner

Source: Effingham County records · APN 11-07-331-018

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8653 E 1210TH RD, EFFINGHAM, IL 62401-6386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	201701702916
Deed Book / Page	3312 / 308
Record Updated	Jun 07, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 30, 2017
Property Address	8653 E 1210TH RD, EFFINGHAM, IL 62401-6386
Document Number	3312/308
Book / Page	3312 / 308
Map Reference	PL 41-A MB 12 PG 1
Instrument Date	Jun 29, 2017
Instrument	201701702916
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8653 E 1210TH RD, EFFINGHAM, IL 62401-6386

Mortgage

Document Number	201701702917
Date	Jun 30, 2017
Instrument	201701702917

Lender

Name	MONTAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,931.00 Homeowner's exemption	$47,820 Land $4,850 Building $42,970	$143,460 Land $14,550 Building $128,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 64 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.