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8647 E 1210th Rd, Effingham, IL 62401 Property Records

Effingham County property record for 8647 E 1210th Rd, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1,196 sqft · built 1997
Lot Size0.49 acres (21,344 sqft)
OwnerIndividual Name on Record
Last Sale$117,000 (Oct 2020)
Tax Bill$2,398 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jun 2010 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-07-331-019

Property Details

APN / Parcel Number

Primary APN11-07-331-019

Interior

Bedrooms1 Bed
Stories1 Story
Building Area1,196 sqft Base Area
1st Floor Area1,196 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Lot Area21,344 sqft (0.49 acres)

Location & Zoning

Street Address8647 E 1210TH RD
CityEFFINGHAM
StateIL
Zip62401-6386
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 EXCEPT N 8FT JUNE LAKE DEVELOPMENT ADD 1 3621/44 2626/92 1783/295 1378/66 1241/56
Legal SubdivisionLAKE DEVELOPMENT ADD
Legal Lot Number19
JurisdictionEFFINGHAM IL
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1014
Census Tract950400

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8647 E 1210TH RD, EFFINGHAM, IL 62401-6386
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS LLC
Jun 1, 2010Warranty Deed, Transfer · USDA Mortgage
USDA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2020 · Amount on Record
Deed SaleOct 14, 2020 · Amount on Record
Prior SaleJun 1, 2010 · Amount on Record
Deed Document Number202020005722
Deed Book / Page3621 / 44
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateOct 14, 2020
Property Address8647 E 1210TH RD, EFFINGHAM, IL 62401-6386
Document Number3621/44
Book / Page3621 / 44
Map ReferencePL 41-A MB 12 PG 1
Instrument DateOct 13, 2020
Instrument202020005722
Transaction TypeTransfer
Record UpdatedAug 5, 2021
Title CompanyAGENTS CHOICE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 JAYS WAY, 2, ALTAMONT, IL 62411-2162

Transferred To (Grantee/Buyer)

NameVerified Name
Address8647 E 1210TH RD, EFFINGHAM, IL 62401-6386

Mortgage

Document Number202020005723
DateOct 14, 2020
Instrument202020005723
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

June 2010: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJun 1, 2010
Property Address8647 E 1210TH RD, EFFINGHAM, IL 62401-6386
Document Number2626/092
Book / Page2626 / 092
Map ReferenceMB41 -A MB12&1
Instrument DateMay 25, 2010
Instrument201001002559
Transaction TypeTransfer
Record UpdatedAug 5, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$126.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8647 E 1210TH RD, 8647, EFFINGHAM, IL 62401-6386

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 S LAKEWOOD DR, EFFINGHAM, IL 62401-1848

Mortgage

Document Number002626/094
DateJun 1, 2010
Book Page2626/094
Instrument201001002560
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term395 Months
DueMay 25, 2043

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionSummit Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,398.00 (+28.99%)$51,500 (+31.28%) Land $5,390 Building $46,110$154,500 (+31.28%) Land $16,170 Building $138,330
2022$1,859.00 Homeowner's exemption$39,230 Land $4,100 Building $35,130$117,690 Land $12,300 Building $105,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

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