8643 E 1210th Rd, Effingham, IL 62401 Property Records

Effingham County property record for 8643 E 1210th Rd, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details984 sqft · built 1984
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (May 2010)
Tax Bill$1,001 (2022)
Deeds & MortgagesDec 2020 Mortgage
Sep 2017 Second Mortgage
Flood ZoneZone X (minimal risk)
APN11-07-331-020

Property Details

APN / Parcel Number

Primary APN11-07-331-020

Interior

Stories1 Story
Building Area984 sqft Base Area

Exterior

Year BuiltBuilt 1984
Construction TypeFrame
Lot Area23,958 sqft (0.55 acres)
Garage Area288 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address8643 E 1210TH RD
CityEFFINGHAM
StateIL
Zip62401-6386
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 JUNE LAKE DEVELOPEMENT ADD 1 2622/131 2619/86 1687/26 1313/167 1313/166 724/278
Legal SubdivisionLAKE DEVELOPEMENT ADD
Legal Lot Number20
JurisdictionEFFINGHAM IL
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1014
Census Tract950400

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8643 E 1210TH RD, EFFINGHAM, IL 62401-6386
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
DIETERICH BANK NA
Sep 11, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DIETERICH BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2010 · Amount on Record
Deed SaleMay 18, 2010 · Amount on Record
Prior SaleMay 6, 2010
Deed Document Number201001002289
Deed Book / Page2622 / 131
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address8643 E 1210TH RD, EFFINGHAM, IL 62401-6386
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3640/50
DateDec 15, 2020
Book Page3640/50
Instrument202020006871
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address8643 E 1210TH RD, EFFINGHAM, IL 62401-6386
Transaction TypeMortgage
Record UpdatedOct 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201701704298
DateSep 11, 2017
Book Page3332/217
Instrument201701704298
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueOct 1, 2022
Interest
Rate TypeFixed Rate
Rate4.81%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionSummit Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$1,001.00 Homeowner's exemption$28,220 Land $4,570 Building $23,650$84,660 Land $13,710 Building $70,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

Nearby Properties on E 1210th Rd

Nearby Streets

Search Property Records by Address or Parcel Number