8650 Turkey Bluff Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8650 Turkey Bluff Rd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Jul 2004)
Tax Bill	$1,436 (2024)
Deeds & Mortgages	Apr 2019 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-2S-26-1020-00700-0120`

Property Details

APN / Parcel Number

Primary APN	`09-2S-26-1020-00700-0120`
Alternative APN	`S262091020007000120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	2,882 sqft
1st Floor Area	1,498 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	264 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	190 sqft
Deck Area	323 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8650 TURKEY BLUFF RD
City	NAVARRE
State	FL
Zip	32566-2464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST BAY RIVER EST 1ST ADD LO T 12 BLK 7 AS DES IN OR 2323 PG 872 & AS DES IN OR 3815 PG 1269
Legal Range	26W
Legal Township	2S
Legal Section	09
Legal Subdivision	EAST BAY RVR/1ST ADD
Legal Block	7
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2011
Census Tract	10828

Owner

8650 Turkey Bluff Rd is owned and occupied by an individual who acquired it in March 2019.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	8650 TURKEY BLUFF RD, NAVARRE, FL 32566-2464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2004 · Amount on File
Deed Sale	Jul 9, 2004 · Amount on File
Prior Sale	Jul 1, 1998 · Amount on File
Deed Document Number	200439709
Deed Book / Page	2323 / 872
Last Transfer Date	Mar 23, 2019
Transfer Doc	0038151269
Record Updated	Jun 8, 2026

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 1, 2019
Property Address	8650 TURKEY BLUFF RD, NAVARRE, FL 32566-2464
Document Number	0038151269
Book / Page	3815 / 1269
Map Reference	MB C PG 171
Instrument Date	Mar 23, 2019
Instrument	201912539
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8650 TURKEY BLUFF RD, NAVARRE, FL 32566-2464

Mortgage

Document Number	0201912540
Date	Apr 1, 2019
Instrument	201912540

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.59%
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,977 (+2.9%)	$273,548 (+2.3%) Land $99,000 Building $174,548
2024	$1,436.00 (+3.01%) Homeowner's exemption	$150,609 (+3%)	$267,389 (+10.89%) Land $99,000 Building $168,389
2023	$1,394.00 (+3.26%) Homeowner's exemption	$146,222 (+3%)	$241,123 (-1.07%) Land $74,800 Building $166,323
2022	$1,350.00 Homeowner's exemption	$141,963	$243,736 Land $74,800 Building $168,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8650 Turkey Bluff Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	10 (2004–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8650 Turkey Bluff Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless · DSL	100 / 20