Santa Rosa County property record for 8624 Turkey Bluff Rd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,292 sqft · built 2021 |
| Lot Size | 1.17 acres (51,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,500 (Feb 2020) |
| Tax Bill | $4,945 (2025) |
| Deeds & Mortgages | Aug 2020 Construction Loan Dec 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-2S-26-1020-00700-0100 |
| Primary APN | 09-2S-26-1020-00700-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,292 sqft Living Area |
| Gross Area | 3,549 sqft |
| 1st Floor Area | 2,292 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 51,314 sqft (1.17 acres) |
| Lot Dimensions | 313 ft deep x 164 ft wide |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8624 TURKEY BLUFF RD |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST BAY RIVER EST 1ST ADD LOT 10 BLK 7 AS DES IN OR 3919 PG 1237 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 09 |
| Legal Subdivision | EAST BAY RVR/1ST ADD |
| Legal Block | 7 |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10828 |
8624 Turkey Bluff Rd is owned and occupied by two individuals who bought it in February 2020.
Source: Santa Rosa County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8624 TURKEY BLUFF RD, NAVARRE, FL 32566-2464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2020 | Deed of Trust, Mortgage · Construction Mortgage UNIVERSITY LENDING GROUP LLC |
| Dec 22, 2020 | Deed of Trust, Mortgage · Construction Mortgage UNIVERSITY LENDING GROUP LLC |
| Feb 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2020 · Amount on File |
| Deed Sale | Feb 18, 2020 · Amount on File |
| Deed Document Number | 20207695 |
| Deed Book / Page | 3919 / 1237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8624 TURKEY BLUFF RD, NAVARRE, FL 32566-2464 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8617 OLIVERA ST, NAVARRE, FL 32566-2146 |
| Document Number | 0039850594 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 3985/594 |
| Instrument | 202038971 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8624 TURKEY BLUFF RD, NAVARRE, FL 32566-2464 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8617 OLIVERA ST, NAVARRE, FL 32566-2146 |
| Document Number | 0040461354 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 4046/1354 |
| Instrument | 202069496 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 368 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 18, 2020 |
| Property Address | 8624 TURKEY BLUFF RD, NAVARRE, FL 32566-2464 |
| Document Number | 0039191237 |
| Book / Page | 3919 / 1237 |
| Map Reference | MB C PG171,171A&171B |
| Instrument Date | Feb 14, 2020 |
| Instrument | 202007695 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | RELIABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $598.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1135 HANDY OAK CIR, 1135, WEST PALM BEACH, FL 33411-3232 |
| Name | Verified Name |
|---|---|
| Address | 8617 OLIVERA ST, NAVARRE, FL 32566-2146 |
| Document Number | 0039191238 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 3919/1238 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
The 2025 property tax bill for 8624 Turkey Bluff Rd was $4,945 with a homeowner's exemption, up 8.4% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,945.00 (+8.44%) Homeowner's exemption | $450,703 (+7.68%) | $462,664 (+6.76%) Land $99,000 Building $363,664 |
| 2024 | $4,560.00 (+1.95%) Homeowner's exemption | $418,564 (+3%) | $433,383 (+6.65%) Land $99,000 Building $334,383 |
| 2023 | $4,473.00 (-4.14%) Homeowner's exemption | $406,373 (-3.28%) Land $74,800 Building $331,573 | $406,373 (-3.28%) Land $74,800 Building $331,573 |
| 2022 | $4,666.00 Homeowner's exemption | $420,138 | $420,138 Land $74,800 Building $345,338 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8624 Turkey Bluff Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8624 Turkey Bluff Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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