Santa Rosa County property record for 8635 Turkey Bluff Rd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,033 sqft · built 2021 |
| Lot Size | 1.07 acres (46,783 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $589,000 (May 2021) |
| Tax Bill | $2,993 (2024) |
| Deeds & Mortgages | Jul 2020 Line of Credit May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-2S-26-1020-00200-0380 |
| Primary APN | 09-2S-26-1020-00200-0380 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,033 sqft Living Area |
| Gross Area | 4,206 sqft |
| 1st Floor Area | 3,033 sqft |
| Flooring | Wood |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 46,783 sqft (1.07 acres) |
| Lot Dimensions | 310 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8635 TURKEY BLUFF RD |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST BAY RIVER ESTATES LOT 38 BLK 2 AS DES IN OR 4125 PG 1647 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 09 |
| Legal Subdivision | EAST BAY RVR/1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10828 |
8635 Turkey Bluff Rd is owned and occupied by two individuals who bought it in May 2021.
Source: Santa Rosa County records, as of January 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8635 TURKEY BLUFF RD, NAVARRE, FL 32566-2465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITY BANK OF FLORIDA |
| May 28, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage TRIDENT HOME LOANS LLC |
| Jul 17, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on File |
| Deed Sale | May 28, 2021 · Amount on File |
| Prior Sale | Jul 17, 2020 · Amount on File |
| Deed Document Number | 202136214 |
| Deed Book / Page | 4125 / 1647 |
| Prior Transfer Date | May 26, 2015 |
| Prior Transfer Doc | 0034450590 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8635 TURKEY BLUFF RD, NAVARRE, FL 32566-2465 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7545 BUCKEYE DR, NAVARRE, FL 32566-9629 |
| Document Number | 0039811383 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 3981/1383 |
| Instrument | 202037287 |
| Name | FIRST CITY BANK OF FLORIDA |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 28, 2021 |
| Property Address | 8635 TURKEY BLUFF RD, NAVARRE, FL 32566-2465 |
| Document Number | 0041251647 |
| Book / Page | 4125 / 1647 |
| Map Reference | MB C PG 102,102A-120 |
| Instrument Date | May 28, 2021 |
| Instrument | 202136214 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE PLLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,123.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7545 BUCKEYE DR, NAVARRE, FL 32566-9629 |
| Name | Verified Name |
|---|---|
| Address | 8635 TURKEY BLUFF RD, NAVARRE, FL 32566-2465 |
| Document Number | 0041251649 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 4125/1649 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 17, 2020 |
| Property Address | 8635 TURKEY BLUFF RD, NAVARRE, FL 32566-2465 |
| Document Number | 0039780032 |
| Book / Page | 003978 / 000032 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 35617 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7545 BUCKEYE DR NAVARRE FL 325669629, NAVARRE, FL 32566-9629 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $551,915 (+2.9%) | $583,761 (+6.83%) Land $90,000 Building $493,761 | |
| 2024 | $2,993.00 (-48.71%) Homeowner's exemption Additional exemption filed | $536,361 (+3%) | $546,463 (+4.94%) Land $90,000 Building $456,463 |
| 2023 | $5,836.00 (+0.93%) Homeowner's exemption | $520,739 (+1.61%) Land $68,000 Building $452,739 | $520,739 (+1.61%) Land $68,000 Building $452,739 |
| 2022 | $5,782.00 Homeowner's exemption | $512,464 | $512,464 Land $68,000 Building $444,464 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8635 Turkey Bluff Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8635 Turkey Bluff Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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