8649 Trudy Rd, Rockford, IL 61108 Property Records

Winnebago County property record for 8649 Trudy Rd, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,609 sqft · built 1960
Lot Size	0.73 acres (31,799 sqft)
Owner	Trust Name on File
Last Sale	$132,300 (Jun 2014)
Tax Bill	$4,277 (2025)
Deeds & Mortgages	Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`169D019`

Property Details

APN / Parcel Number

Primary APN	`169D019`
Alternative APN	`1225452013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,609 sqft Living Area
Gross Area	3,021 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	500 sqft
Unfinished Basement	412 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	236 ft deep x 180 ft wide
Terrain	High
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	169D019
Street Address	8649 TRUDY RD
City	ROCKFORD
State	IL
Zip	61108-4536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	MELWOOD HGTS SUB PT W1/2 SE1/4 SEC 25-44-2 LOT 018
Legal Range	2
Legal Township	44
Legal Section	25
Legal Subdivision	MELWOOD HGTS SUB
Legal Lot Number	018
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2036
Census Tract	514

Owner

8649 Trudy Rd is owner-occupied and held in a trust since September 2019.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	8649 TRUDY RD, ROCKFORD, IL 61108-4536
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2014 · Amount on File
Deed Sale	Jun 10, 2014 · Amount on File
Deed Document Number	20141019138
Last Transfer Date	Sep 26, 2019
Transfer Doc	0001032653
Record Updated	Sep 20, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 30, 2019
Property Address	8649 TRUDY RD, ROCKFORD, IL 61108-4536
Document Number	0001032653
Instrument Date	Sep 26, 2019
Instrument	1032653
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8649 TRUDY RD ROCKFORD IL 611084536, ROCKFORD, IL 61108-4536

Tax Assessment & Valuation

The 2025 property tax bill for 8649 Trudy Rd was $4,277 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,277.00	$61,334 Land $9,232 Building $52,102	$184,002 Land $27,696 Building $156,306
2022	Homeowner's exemption	$43,380 Land $6,529 Building $36,851	$130,140 Land $19,587 Building $110,553

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8649 Trudy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8649 Trudy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20