8598 Trudy Rd, Rockford, IL 61108 Property Records

Winnebago County property record for 8598 Trudy Rd, Rockford, IL 61108

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1959
Lot Size0.83 acres (36,155 sqft)
Owner2 Individual Names on File
Last Sale$90,000 (Jul 2018)
Tax Bill$2,847 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN169D023

Property Details

APN / Parcel Number

Primary APN169D023
Alternative APN
  • 1225451011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
Gross Area1,824 sqft
1st Floor Area912 sqft
Basement Area912 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area36,155 sqft (0.83 acres)
TerrainHigh
View / LotCul-De-Sac
Garage TypeDetached
Garage Area440 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number169D023
Street Address8598 TRUDY RD
CityROCKFORD
StateIL
Zip61108-4535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionMELWOOD HGTS SUB PT W1/2 SE1/4 SEC 25-44-2 LOT 022
Legal Range2
Legal Township44
Legal Section25
Legal SubdivisionMELWOOD HGTS SUB
Legal Lot Number022
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2031
Census Tract514

Owner

8598 Trudy Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address8598 TRUDY RD, ROCKFORD, IL 61108-4535
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2018 · Amount on File
Deed SaleJul 18, 2018 · Amount on File
Prior SaleJul 18, 2018 · Amount on File
Deed Document Number20181020269
Record UpdatedOct 29, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJul 18, 2018
Property Address8598 TRUDY RD, ROCKFORD, IL 61108-4535
Document Number0001020269
Instrument DateJul 13, 2018
Instrument1020269
Transaction TypeTransfer
Record UpdatedOct 15, 2018
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8598 TRUDY RD ROCKFORD IL 611084535, ROCKFORD, IL 61108-4535

Mortgage

Document Number1020270
DateJul 18, 2018
Instrument1020270
Lender
NameNORTHWEST BK/ROCKFORD
TypeBank
AddressROCKFORD, IL 61103
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 17, 2048
Interest
Rate TypeFixed Rate
Rate5.5%

Mortgage

Document Number1020601,
DateJul 18, 2018
Instrument1020601
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8598 Trudy Rd was $2,847 with a homeowner's exemption, up 6.7% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,847.00 (+6.75%) Homeowner's exemption$42,830 (+11.43%) Land $8,266 Building $34,564$128,490 (+11.43%) Land $24,798 Building $103,692
2024$2,667.00$38,437 Land $7,418 Building $31,019$115,311 Land $22,254 Building $93,057
2022Homeowner's exemption$30,293 Land $5,846 Building $24,447$90,879 Land $17,538 Building $73,341

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8598 Trudy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8598 Trudy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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