8638 Trudy Rd, Rockford, IL 61108 Property Records

Winnebago County property record for 8638 Trudy Rd, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,398 sqft · built 1960
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (May 2020)
Tax Bill	$4,292 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169D026`

Property Details

APN / Parcel Number

Primary APN	`169D026`
Alternative APN	`1225451014`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	2,838 sqft
1st Floor Area	888 sqft
Basement Area	888 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)
Terrain	High
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8638 TRUDY RD
City	ROCKFORD
State	IL
Zip	61108-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	MELWOOD HGTS SUB PT W1/2 SE1/4 SEC 25-44-2 LOT 025
Legal Range	2
Legal Township	44
Legal Section	25
Legal Subdivision	MELWOOD HGTS SUB
Legal Lot Number	025
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2031
Census Tract	514

Owner

8638 Trudy Rd is owned by two individuals who bought it in May 2020.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1506 WALTS WAY, BELVIDERE, IL 61008-1425
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on File
Deed Sale	May 5, 2020 · Amount on File
Deed Document Number	202011570
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 5, 2020
Property Address	8638 TRUDY RD, ROCKFORD, IL 61108-4537
Document Number	0001011570
Instrument Date	Apr 27, 2020
Instrument	1011570
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1506 WATTS WAY BELVIDERE IL 61008, BELVIDERE, IL 61008

Mortgage

Document Number	1011571
Date	May 5, 2020
Instrument	1011571

Lender

Name	PLATINUM HM MTG
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 8638 Trudy Rd was $4,292.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,292.00	$55,533 Land $6,011 Building $49,522	$166,599 Land $18,033 Building $148,566
2022		$41,612 Land $4,251 Building $37,361	$124,836 Land $12,753 Building $112,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8638 Trudy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8638 Trudy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20