St. Lucie County property record for 8640 Cobblestone Dr, Fort Pierce, FL 34945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,846 sqft · built 2019 |
| Lot Size | 0.212 acres (9,278 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $216,490 (Feb 2019) |
| Tax Bill | $4,047 (2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 2326-600-0067-000-6 |
| Primary APN | 2326-600-0067-000-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,846 sqft Finished Area |
| 1st Floor Area | 1,846 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 9,278 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 170559 |
|---|---|
| Street Address | 8640 COBBLESTONE DR |
| City | FORT PIERCE |
| State | FL |
| Zip | 34945-5702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | CREEKSIDE PLAT NO. 1 (PB 55-12) LOT 62 |
| Legal Range | 39E |
| Legal Township | 35S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE PLAT NO 1 |
| Legal Lot Number | 62 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | WEST ST. LUCIE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 382202 |
Source: St. Lucie County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8640 COBBLESTONE DR, FORT PIERCE, FL 34945-5702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 19, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Deed Document Number | 4532127 |
| Deed Book / Page | 4233 / 2513 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 8640 COBBLESTONE DR, FORT PIERCE, FL 34945-5702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8640 COBBLESTONE DR, FORT PIERCE, FL 34945-5702 |
| Document Number | 0049462864 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 4946/2864 |
| Instrument | 5151197 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 27, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 8640 COBBLESTONE DR, FORT PIERCE, FL 34945-5702 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0045522402 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 4552/2402 |
| Instrument | 4816267 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Feb 19, 2019 |
| Property Address | 8640 COBBLESTONE DR, FORT PIERCE, FL 34945-5702 |
| Document Number | 0042332513 |
| Book / Page | 4233 / 2513 |
| Map Reference | MB 55 PG 12-16 |
| Instrument Date | Feb 18, 2019 |
| Instrument | 4532127 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,515.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132 |
| Name | Verified Name |
|---|---|
| Address | 8640 COBBLESTONE DR, FORT PIERCE, FL 34945-5702 |
| Document Number | 0004532128 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 4532128 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: St. Lucie County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $202,602 (-25.79%) | $301,500 (+10.44%) Land $89,900 Building $211,600 | |
| 2024 | $4,047.00 (+1.84%) | ||
| 2023 | $3,974.00 (+5.02%) Additional exemption filed | $273,000 (+47.1%) Land $63,100 Building $209,900 | $273,000 (+10.39%) Land $63,100 Building $209,900 |
| 2022 | $3,784.00 Homeowner's exemption | $185,592 | $247,300 Land $63,100 Building $184,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 120 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 6 (2004–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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