8649 Bainbridge Loop NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 8649 Bainbridge Loop NE, Lacey, WA 98516

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,036 sqft · built 2004
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$739,000 (May 2025)
Tax Bill	$6,296 (2026)
Deeds & Mortgages	Mar 2026 Transfer Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52930004300`

Property Details

APN / Parcel Number

Primary APN	`52930004300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,036 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	2,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Concrete
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	180 sqft
Patio Area	86 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8649 BAINBRIDGE LOOP NE
City	LACEY
State	WA
Zip	98516-6272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD 3-6
Legal Description	SECTION 35 TOWNSHIP 19 RANGE 1W QUARTER NE PLAT HAWKS PRAIRIE PH 1 UNIT 1 LT 43 DOCUMENT 3541639 ALTERATION 3631638
Legal Range	01
Legal Township	19
Legal Section	35
Legal Subdivision	HAWKS PRAIRIE
Legal Phase	1
Legal Block	1
Legal Lot Number	43
Legal Unit	1
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1000
Census Tract	12225

Owner

Source: Thurston County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8649 BAINBRIDGE LOOP NE, LACEY, WA 98516-6272
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Transfer on Death Deed, Transfer
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	20255054685
Last Transfer Date	Mar 25, 2026
Transfer Doc	0005094204
Record Updated	Oct 29, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	THURSTON WA
Recording Date	Mar 25, 2026
Property Address	8649 BAINBRIDGE LOOP NE, LACEY, WA 98516-6272
Document Number	0005094204
Map Reference	AF 3631638
Instrument Date	Mar 25, 2026
Instrument	5094204
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8649 BAINBRIDGE LOOP NE, LACEY, WA 98516-6272

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Recording Date	Apr 1, 2026
Property Address	8649 BAINBRIDGE LOOP NE, LACEY, WA 98516-6272
Document Number	0005095166
Instrument Date	Aug 21, 2025
Instrument	20265095166
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167

Mortgage

Document Number	0005095166,
Date	Apr 1, 2026
Instrument	20265095166

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate	6.74%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Dec 4, 2020
Property Address	8649 BAINBRIDGE LOOP NE, LACEY, WA 98516-6272
Document Number	0004805660
Map Reference	AF 3631638
Instrument Date	Dec 2, 2020
Instrument	4805660
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	THURSTON COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,978.86
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8649 BAINBRIDGE LOOP NE, LACEY, WA 98516-6272

Mortgage

Document Number	0004805661
Date	Dec 4, 2020
Instrument	4805661

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,296.00 (+16.74%)
2025		$607,500 (+17.35%) Land $247,200 Building $360,300	$607,500 (+17.35%) Land $247,200 Building $360,300
2024	$5,393.00 (+9.48%)
2023	$4,926.00
2022		$517,700 Land $122,000 Building $395,700	$517,700 Land $122,000 Building $395,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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