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  5. Bainbridge Loop NE

8646 Bainbridge Loop NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 8646 Bainbridge Loop NE, Lacey, WA 98516

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,688 sqft · built 2004
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$622,000 (Aug 2026)
Tax Bill$5,282 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN52930006400

Property Details

APN / Parcel Number

Primary APN52930006400

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,688 sqft Living Area
Gross Area2,158 sqft
1st Floor Area1,688 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialConcrete
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area30 sqft
Patio Area662 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8646 BAINBRIDGE LOOP NE
CityLACEY
StateWA
Zip98516-6272
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD 3-6
Legal DescriptionSECTION 35 TOWNSHIP 19 RANGE 1W QUARTER NE PLAT HAWKS PRAIRIE PH 1 UNIT 1 LT 64 DOCUMENT 3541639 ALTERATION 3631638
Legal Range01
Legal Township19
Legal Section35
Legal SubdivisionHAWKS PRAIRIE
Legal Phase1
Legal Block1
Legal Lot Number64
Legal Unit1
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group1
Census Block1003
Census Tract12225

Owner

Source: Thurston County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8646 BAINBRIDGE LOOP NE, LACEY, WA 98516-6272
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2026 · Amount on Record
Deed SaleAug 31, 2026 · Amount on Record
Prior SaleMay 4, 2006 · Amount on Record
Deed Document Number20265114330
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateAug 31, 2026
Property Address8646 BAINBRIDGE LOOP NE, LACEY, WA 98516-6272
Document Number0005114330
Instrument DateAug 21, 2026
Instrument20265114330
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,022,786.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005114331,
DateAug 31, 2026
Instrument20265114331
Lender
NameGLOBAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.13%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,282.00 (+29.14%)
2025$509,500 (+18.57%) Land $198,300 Building $311,200$509,500 (+18.57%) Land $198,300 Building $311,200
2023$4,090.00
2022$429,700 Land $90,600 Building $339,100$429,700 Land $90,600 Building $339,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20

May also be available: T-Mobile.

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