8645 Bainbridge Loop NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 8645 Bainbridge Loop NE, Lacey, WA 98516

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,168 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (Nov 2015)
Tax Bill	$10 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5293-00-04200`

Property Details

APN / Parcel Number

Primary APN	`5293-00-04200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,168 sqft Finished Area
1st Floor Area	2,168 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	78 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8645 BAINBRIDGE LOOP NE
City	LACEY
State	WA
Zip	98516-6272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 35 TOWNSHIP 19 RANGE 1W QUARTER NE PLAT HAWKS PRAIRIE PH 1 UNIT 1 LT 42 DOCUMENT 3541639 ALTERATION DOCUMENT 3631638
Legal Range	01W
Legal Township	19N
Legal Section	35
Legal Quarter	NE
Legal Subdivision	HAWKS PRAIRIE
Legal Phase	1
Legal Lot Number	42
Legal Unit	1
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1000
Census Tract	12225

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8645 BAINBRIDGE LOOP NE, LACEY, WA 98516-6272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 18, 2021	Intrafamily Transfer, Transfer · ARM ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2015 · Amount on Record
Deed Sale	Nov 6, 2015 · Amount on Record
Prior Sale	Nov 6, 2015 · Amount on Record
Deed Document Number	0004473810
Last Transfer Date	Nov 18, 2021
Transfer Doc	0004898346
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	8645 BAINBRIDGE LOOP NE, LACEY, WA 98516-6272
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004979453
Date	Jun 9, 2023
Instrument	4979453

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.8%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.8%
Index	Other
Margin	3
Max Rate	7.8%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	THURSTON WA
Recording Date	Nov 18, 2021
Property Address	8645 BAINBRIDGE LOOP NE, LACEY, WA 98516-6272
Document Number	0004898346
Map Reference	DOC 3541639
Instrument Date	Aug 12, 2021
Instrument	4898346
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0004898347
Date	Nov 18, 2021
Instrument	4898347

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.8%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.8%
Index	6-Month LIBOR
Margin	3
Max Rate	7.8%

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00 (-99.83%)
2025		$682,200 (+9.48%) Land $252,800 Building $429,400	$682,200 (+9.48%) Land $252,800 Building $429,400
2023	$5,927.00
2022		$623,100 Land $125,300 Building $497,800	$623,100 Land $125,300 Building $497,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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